Being a highly client focussed and proactive finance professional with over 30 years banking experience in Lloyds Banking Group you can imagine I have experienced significant regulatory change.With a proven track record in front line, sales, credit and relationship management roles in Retail and Commercial Banking I am considered as a 'go to' person for advice and guidance amongst my colleagues.I operate in the client money space working with wealth managers, stockbrokers and pension administration firms helping them maximise return on funds within the ever changing regulatory constraints.Colleagues comment that in addition to being a knowledgeable and flexible team player one of my key strengths is that I positively challenge bureaucracy and inefficiency, putting forward alternative solutions. When I am not working I really enjoy cycling, rugby, coach my sons football team and help in my community with a Christmas lights team.If you'd like to find out more please get in touch at gavin_tulloch@yahoo.co.uk.