Ganesh Babu Chellappa, Cfa Email & Phone Number

Qatar

Developed and implemented a clear process and policy for calculating, monitoring, and reporting Expected Credit Loss (ECL) in adherence to IFRS 9 guidelines, ensuring accuracy and compliance across Retail portfolios.Spearheaded the implementation of an Analytical Based Decision (Scoring Model) using SAS, resulting in increased untapped business opportunities and reduced portfolio risk.Successfully maintained a Non-Performing Loans (NPL) Ratio of less than 1% consistently across Retail portfolios, spanning multiple regions including Qatar and India.Led the deployment of robust due diligence processes to ensure the quality of portfolios, including financial institute (FI) and SME portfolios, resulting in minimized credit exposure and enhanced risk management.Automated the renewal process for Financial Institute and Country Risk limits in coordination with Moody’s, achieving a 90% increase in productivity and ensuring 100% accuracy in compliance with regulatory guidelines.Ensured Expected Credit Loss (ECL) models for the bank remained below 1% across all portfolios (Retail, SME, and FI & Sovereign), aligning with the bank's approved thresholds and minimizing risk exposure.

Dubai, United Arab Emirates

Achieved a Non-Performing Loans (NPL) ratio of less than 1% with a team of 20 Credit Analysts, effectively managing Retail Asset product underwriting and minimizing credit risk.Developed expertise in Islamic banking structures and practices, enhancing understanding of Sharia-compliant financial principles and contributing to the bank's offerings in this domain.Implemented capacity planning initiatives and strategies for enhancing employee performance and productivity, optimizing resource allocation within the credit risk department.Implemented an end-to-end workflow architecture for credit underwriting processes, streamlining operations and improving efficiency in assessing creditworthiness.Awarded for the successful implementation of automation tools such as the Credit Analysis sheet, Intranet Portal for departmental communication, staff productivity tracker, and Standard of Performance Report, leading to enhanced operational efficiency and data accuracy.Updated process documentation, delegation matrices, and Service Level Agreements (SLAs) signed by stakeholders, ensuring clarity, consistency, and alignment with organizational objectives and regulatory requirements.

Mumbai, Maharashtra, India

Streamlined the credit analysis process for loan applications, leading to a significant reduction in processing time.Successfully resolved credit challenges for existing clients, ensuring continued business relationships and potential for future loan growth.Developed strong client relationships with both new and existing clients, fostering trust and confidence in Barclays' lending solutions.Contributed to Portfolio Growth by analyzing and approving loans that met the bank's risk appetite and contributed to a healthy portfolio.

Chennai, Tamil Nadu, India

Achieved progressive promotions from Processing Officer in Funds Transfer to Process Executive in Wealth Management and ultimately Executive in Fixed Income, demonstrating a track record of success and increasing responsibility over 7 years.Implemented Lean Six Sigma Green Belt projects, resulting in significant cost savings of 3.5 Full-Time Equivalents (FTE) and $4000 per month for operations through optimized processes and resource allocation.

Cfa, Banking, Corporate, Finance, And Securities Law

Mba, Finance & Marketing

Rank Holder - 1st in the Batch

B.Sc., Mathematics

Higher Diploma In Software Engg., Software Engineering