Ged Wright Email & Phone Number

Ropemaker Street, London

Control of the lending book in general, with specific focus on bridging cases. Involved in the end to end process, as follows:-- looking at initial proposals which I will mould into an acceptable structure from the bank's perspective to put back to the customers to see if they wish to proceed to valuation- voting member of the credit committee, agreeing the formal terms & conditions of the deal having read & assessed the valuation and looked to mitigate any changes in risk profile post initial proposal- review and sign off facility documentation, to ensure that the letter is consistent with the agreed terms- review the credit file at point of drawdown to ensure that all conditions have been met & all other compliance issues have been satisfied- ongoing review of the drawn book, to ensure that post completion conditions are being complied with & that customers with cases due for repayment are being proactively contacted to establish current statusdirect handling of any cases that necessitate legal action

Sanctioning and control of credit - both new and existing business in the SME sector with a personal lending discretion of £12.5m.Offering a point of reference across the bank as specialist for everything relating to manufacturing and agriculture. However, whilst being the principal point of contact for any business in these particular industries, as a member of a small team I was regularly involved in cases across all sectors and particularly property related where the bank had significant exposure.

Uk & Europe

A member of the internal audit team responsible for reviewing the risks and controls in place to mitigate those risks in Barclays central functions across UK and Europe, including their principal credit sanctioning teams.

Manchester, London & Bristol

Various roles in the normal branch network & local regional functions and finally moving on to a Head Office role as follows:-- sundry customer facing branch duties, undertaking backroom processing, cashier, sundry enquiries- a thorough grounding in legal procedures as a branch based securities clerk- control of personal customer advances as a loans clerk- overseeing administrative staff- junior role in internal audit reviewing procedures in the bank's largest branches in London- Head of Securities role, supervising the day to day activity of 4 other members of staff- Regional Office advances clerk, analysing & reviewing credit proposals on some of the largest branch based facilities in the bank for presentation to senior management- Head Office recoveries role, supervising and controlling the bank's strategies and provisioning throughout the downturn at the end of the 1980s & early 1990s.

A Levels, A Levels

A levels

Education record