George Enell Email & Phone Number

Greensboro, North Carolina

Best thing about my job: Learning from our talented modelers. They continue to push the envelope in advanced model design and execution.Leading a team that independently reviews and challenges a variety of models used for forecasting, pricing, reserving, risk management, and portfolio analysis. Core models include econometric loss and prepayment models, home price appreciation models, loss severity, economic capital models, and pricing models.

Pittsboro, Nc

Consulting on Risk, Fraud, and AML analytics.

Raleigh-Durham, North Carolina Area

Financial Services Advisory - Risk & Regulatory - Model Risk ManagementThe Financial Services industry is operating in a challenging environment due to global economic pressure, increasing regulatory demands and capital requirements as well as significant operational and technology changes. PwC's Financial Services Advisory practice provides management, technology and risk consulting services to help major financial institutions around the world respond to their most complex business challenges. The Financial Services Advisory practice is composed of three industry sectors: Asset Management, Banking & Capital Markets and Insurance. PwC Risk & Regulatory consultants help clients understand and address their enterprise risk and regulatory profile. This high performing team advises clients on the overall management and performance of their business, with a focus in compliance management, business continuity, risk and governance, and treasury management.

Raleigh-Durham, North Carolina Area

Consulting with clients on the design and implementation of advanced analytics for fraud and risk.Recent work includes:* Developed prototype Fraud/Data Breach detection focused on common point of purchase (CPP);* Analyzed and Updated Fraud Governance (Policy & Organization) ;

Cary, Nc

Support the sales of Fraud and Financial Crimes solutions addressing Anti-Money Laundering, Fraud Detection, and Case Management for Banks and Insurance companies.

Orlando, Florida Area

Responsible for the management of predictive scoring solutions delivered through our credit bureau partners. Focused on the groundbreaking FICO Economic Impact Index and FICO Expansion Score.

Orlando, Florida Area

Providing sales support for scoring products (e.g., FICO scores).

Greater Atlanta Area

Responsible for product definition and sales support for a hosted loan origination solution. Developed business and functional requirements, shepherd projects through the lifecycle. Ensured product quality.• Identified and resolved gaps between multiple teams resulting in improved synergy and reduced duplication of effort and systems. • Defined a model scorecard component that reduced the deployment and runtime costs for predictive models.• Revised the company’s process for defining, managing, and deploying predictive credit characteristics providing higher quality, reducing maintenance costs, and increasing the number of quality tri-bureau credit characteristics available from 100 to over 1.7 billion.

Greater San Diego Area

Responsible for the software development lifecycle, developing pre-built loan origination solutions and reusable solutions for analyzing consumer credit data.• Developed and maintained reusable, source-editable solutions within a thin-client rules management server. • Guided statistical analysts converting legacy SAS code to an object-oriented enterprise modeling tool.• Integral part of product management, defining requirements for new and enhanced products. Part-time product manager of a neural-network predictive model to identify application fraud.• Presented technical innovations to customers at conferences. Educated domestic and international customers on various products and solutions.• Developed new external-interface solutions to connect to Experian Business, Equifax Commercial, Dun & Bradstreet, Fast Data, ICS, Sentry, and multiple consumer credit bureaus (US, Canada, UK, etc.)• Introduced new techniques to interpret bureau data, improve communication protocols, and manage product development

Orange County, California Area

(aka TRW Credit)Responsible for building custom credit risk models using SAS and other programming tools. · Built profitable custom models that generated increased profits per consumer with reduced risk. · Ensured stability of existing predictive model products throughout the definition and implantation of a new core consumer credit database. Mitigated shifts in predictive data and measured impact before and after conversion. · Vastly improved the model development process by redesigning how raw data is converted into model inputs (characteristics). Used code-generation and reusable-components to reduce specs-to-tested-software from weeks to days.

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Education record