We are dedicated experts who are working towards financial inclusion by providingtransparent, unmatched banking and lending services that support our customers andenable them to further their goals.

By working with The Keyes Company, you will benefit from our nine decades of experience in the area, stellar reputation in the industry, and our commitment to present you with smarter choices, better planning, faster timing, and fewer hassles. At Keyes, family doesn’t need to stop at the front door – we will treat you like one of our own. We promise a better experience.

At Bamboo, we are solving the problem of mainstream digital asset adoption. This is experienced by companies and individuals who encounter complex platforms, founders avoiding regulation and transparency.We solve this problem via an innovative mobile-first digital assets platform driven by a user-friendly interface with a socially engaging experience. Additionally, Bamboo's Advisory Services partner with brands and organizations seeking support for onboarding into NFTs and the metaverse via world-class consulting.

My goal is to utilize my over 30 years of experience in the financial services industry to work with industry leaders and government officials and solve the problems that our nation faces today. For far too long we have not served the needs of the unbanked and underbanked. I believe we can do this with financial technology to make products and services cheaper, faster and more inclusive. I was inspired to run in 2018 for U.S. Senate in the spirit of giving back to the community. I am currently looking for ways to do that today.

Real Estate, Financial Services Regulatory Compliance Consulting

Establishing Advisory Services leading to transformational change in the Technology and Financial Services sector pertaining to FinTech, Crypto, DeFi, Blockchain and Banking. As a catalyst for change we have a unique opportunity to leverage technology within our regulatory framework to drive financial inclusion . . . making products and services faster, cheaper and more inclusive, allowing the underserved as well as all participants globally to have greater access to the financial services ecosystem.

VP Deputy Chief Compliance Officer responsible for interfacing with US and global regulators and the continued oversight of the Consumer Protection ProgramGlobal Head AML/Anti Corruption/Vendor Management responsible for the continued enhancements to the AML/CTF Program including OFAC and global sanctions processes while maintaining regulatory standards and expectations

Providing banking and AML regulatory advise and remediation services to international financial institutions related to Correspondent Banking, Cash Management,Trade Services and Money Service Businesses (MSBs)

Responsible for the firm’s Banking Regulatory Compliance practice, covering all areas of regulatory compliance programs including financial institution’s examination management, the Bank Secrecy Act anti-money laundering programs, OFAC compliance, consumer compliance, fair lending, mortgage lending investigations and remediation, IRS 1441 tax compliance and the Community Reinvestment Act.

Promoted to the Chief Compliance Officer role for the bank’s legal entity structure including the Correspondent Bank and Private Bank businesses acquired by Standard Chartered Bank. Primarily responsible for the implementation and oversight of the remedial action plan related to a regulatory supervisory order and the integration of the overall acquired banking business.Global Head Private Bank Compliance at American Express Bank InternationalResponsible for the development, implementation and oversight of the federal regulatory supervisory action at the Edge Act bank in Miami. This remedial action plan required a review of the BSA/AML Program, enhancement to customer due diligence policies, procedures and documentation, implementation of an enhanced monitoring system and SAR process as well as a transaction activity look-back review and a client file data quality remediation project.

Primarily responsible for the USA PATRIOT Act Foreign Correspondent Bank remediation program. Spearheaded the transaction monitoring model in the Treasury Services Department which was later utilized as the basis for the entire firm's global AML program. Primary liaison for the firm-wide insider trading and gifts and entertainment programs\.

Spearheaded an OCC and industry wide project formulating the implementation of the revised Uniform Retail Credit Classification and Account Management Policy specifically related to credit limits and criteria for re-aging and minimum payment thresholds for open-end credit.

Managed all compliance risk controls related to marketing, product development and operations for the Credit Card division while ensuring compliance with consumer laws and regulations.

Managed all State and Federal regulatory compliance examinations for three financial institutions, supporting nine operation centers including Safety and Soundness, BIS/Year 2000, Consumer Compliance, Fair Lending and the Community Reinvestment Act. Managed the Board of Director meetings and liaised with parent commercial company, the Associates which was acquired by CitiGroup. Served as the Community Reinvestment Officer for the Bank and created unique and innovative programs to provide access to credit for low to moderate income communities.

Managed overall bank wide compliance and coordination of bank exams by the FDIC, FRB, and the OTS for the holding company and the subsidiaries in Delaware, Pennsylvania, Maryland and Florida. Also acted as full time staff attorney covering Retail, Commercial, Private Bank, and Corporate Trust departments. Primary liaison for the annual proxy statement and financial reporting to the SEC.