Geoff Hall Email & Phone Number

Chicago, Il, Us

Chicago, Il, Us

Responsible for developing workout strategies for past due and nonperforming accounts. Developed procedures for past due reporting including identifying delinquent accounts; determining accounts to be placed into collection proceedings; etc.Responsible for the risk rating accuracy and validation for the Community Development Group portfolio consisting of approximately 700 accounts.Developed policies and procedures for Community Development Group operations including but not limited to: COVID 19 payment deferrals, internal CIBC Bank USA reporting, etc. Worked with Relationship Managers, Portfolio Managers and Client Administration Support team to identify operational improvements. In addition, was responsible for the Community Development Group's business interruption and records retention plans.Served as the liaison for the Community Development Group with CIBC Bank USA's Internal Audit and Compliance teams to address identified compliance or audit issues.

Chicago, Il, Us

Verification of risk ratings assigned to obligors in accordance to CIBC Bank USA policies.Review transactions to determine compliance with CIBC Bank USA policies and procedures.Lead/participate in Credit Reviews and audits led by team members, assessing quality of credit decisions; determine effectiveness of account monitoring, portfolio management, underwriting management, and problem account identification.

Norwalk, Ct, Us

Develop, implement, and streamline Credit Reviews for assigned business units, including: leading audits and credit reviews, collaborating with business management to develop achievable action plans, providing recommendations to correct deficiencies, and reporting results to senior executive/business segment management. Lead/participate in Credit Reviews and audits led by team members, assessing quality of credit decisions; determine effectiveness of account monitoring, portfolio management, underwriting management, and problem account identification. Evaluate compliance with policies & procedures, validating integrity of Corporate Risk Ratings, Risk Classification, and adequacy of Account Valuations.

Norwalk, Ct, Us

Oversaw daily credit administration/account management for specific customers within a distressed loan portfolio. Responsible for restructuring and liquidation of credit facilities to mitigate risks while maintaining, enhancing, and retaining GE Capital business group relationships. Monitored financial condition and operating trends of clients regarding circumstances that adversely affected the collateral asset quality and the enterprise value of business. Analyzed client financial reports/daily account activity to identify problems/negative trends. Supervised, mentored, developed, and trained VPs and Junior Personnel in account management of high-risk/under-performing portfolio accounts

Norwalk, Ct, Us

Managed 10 asset based portfolio accounts with total commitments of approx. $470MM, consisting of agented transactions, active participations, and equity investments, including performing and watch-list credits. Responsible for directing 4-6 junior personnel; mentoring, delegating account portfolios, and providing feedback on performance reviews. Developed/executed account management strategies to mitigate risk and maximize profitability. Monitored customer compliance with loan covenants to optimize collection of customer financial statements and collateral/loan documents required per loan agreement. Performed ongoing account management to ensure customer retention, account performance to specifications, and identification of opportunities for cross-selling new GE Capital products/services.

Norwalk, Ct, Us

Oversaw daily credit administration/account management for specific customers within a distressed loan portfolio. Responsible for restructuring and liquidation of credit facilities to mitigate risks while maintaining, enhancing, and retaining GE Capital business group relationships. Monitored financial condition and operating trends of clients regarding circumstances that adversely affected the collateral asset quality and the enterprise value of business. Analyzed client financial reports/daily account activity to identify problems/negative trends. Supervised, mentored, developed, and trained VPs and Junior Personnel in account management of high-risk/under-performing portfolio accounts

Norwalk, Ct, Us

Led underwriting/approval process for transactions (asset based & cash flow), protecting Commercial Finance’s interests/profits and minimizing credit losses. Co-led deal teams in conjunction with senior originators to structure transactions and negotiate all aspects of deal closing; leading preparation of transaction documentation by external counsel. Collaborated with Senior Vice President in people-management, including: selection, assimilation, operations, communication, performance planning/feedback, training & development, and recognition. Supervised, mentored, and trained Assistant VPs, Associates, and Business Analysts in building necessary underwriting competencies.

Salt Lake City, Ut, Us

Analyzed/reported on Bank’s real estate portfolio; monitoring/measuring risk concentration by size, quality, product type, and geographic location. Provided information to senior management/Board of Directors quarterly, with interim updates. Created/utilized system generated reports and financial models to analyze risk in Bank’s credit portfolio. Ensured integrity of data for analysis, reconciling data to originating systems and published financial statements.

Responsible for daily administration of financial audits, reviewing and concluding upon the accuracy of financial statements in accordance with generally accepted accounting principles. Interacted extensively with clients in Banking, Manufacturing, Real Estate, Investment, and Not-for-Profit Entities.

Bachelor'S Degree, Accounting

Education record