George Bradea Email & Phone Number

Orlando, Florida, United States

Orlando, Florida, United States

Temporarily helped with the family business during the COVID transition▪ Supervised and managed a group of 6-12 workers, including scheduling and payroll▪ Presided over quality control for nearly 500 apartments and implemented solutions to unforeseen issues▪ Managed deliveries and inventory of materials over $500,000 in value▪ Acted as the main point of contact for the project, negotiated, built and maintained strong relationships between clients, suppliers, and other subcontractors

Maitland, Florida

▪ Analyzed credit reports and determined risk profile based on credit history, open accounts, credit balances, and payment history▪ Reviewed and analyzed personal and business tax returns for undisclosed liabilities▪ Calculated income from pay stubs, personal and business tax returns, and retirements accounts▪ Evaluated supporting documents, titles, and appraisals for red flags and compliance▪ Reviewed application information for input accuracy as submitted by the loan originator and processor▪ Performed at 99% quality, and consistently exceeded the production goals of 6 daily reviews

Orlando, Florida Area

▪ Provided support to Credit Processors and Underwriters▪ Discussed rates and terms with over 20 clients per day▪ Reviewed, calculated, and communicated change of terms based on guidelines and regulations for Loan-to-Value and Debt-to-Income ratios▪ Communicated final decisions with clients, approvals and denials▪ Performed quality control prior to presenting the change of terms created by processors and underwriters▪ Analyzed property values, and credit obligations for clients when negotiating or correcting change of terms▪ Met or exceeded performance goals for answering calls and performing tasks assigned on a daily basisNMLS License #1294869. I was licensed in the following states: California, Connecticut, Florida, Georgia, Illinois, Kansas, Kentucky, Maine, New Jersey, Ohio, Rhode Island, Tennessee, Texas - SML, Virginia, Washington.

Lake Mary

▪ Performed in-depth reviews of 3-4 conventional mortgage loan files prior to sale on the secondary market▪ Analyzed documentation and risk requirements using automated underwriting systems (DU/LP)▪ Completed manual underwriting reviews based on Freddie and Fannie historical guidelines▪ Identified fraudulent practices from analysis of income and asset documents, credit reports, and appraisals▪ Evaluated the investment quality of mortgages based on income, debt, assets, property value, and credit history▪ Gave recommendations based on the quality of the loan

Maitland

As a member of the FASTLANE Underwriter Development Program for Digital Risk, I was mentored and trained through an intensive on-the-job program to become a highly proficient mortgage underwriter.

Orlando, Florida Area

Diagnosed computer problems based on presented symptoms and gave appropriate estimates.Presented technical computer information in a manner that was easy to understand to the client.Provided additional support to clients which led to repeat business.Corresponded with the technician in order to provide clients immediate feedback and fast service.Handled a high volume of daily calls, advised and educated clients on proper computer maintenance. Designed marketing materials which highlighted the business’ strengths.

Winter Park

Supervised daily bond trades for accuracy regarding the price, volume, and time to settlement.Analyzed and calculated exchange rate fluctuations for 12 currencies and commodities’ performance for the past ten years and reported changes via Excel spreadsheets.Analyzed biweekly trends of nearly sixty stocks and record uptrends, moving averages, and highs and lows.Handled an average of ten client calls per hour and direct each individual to his or her broker.

Orlando, Florida Area

Conceptualized and designed Internet marketing content such as a buyer’s guide, blog articles, and short videos.Maintained the company’s social media presence via social networking websites such as Facebook and Twitter.Researched and shared articles relevant to the industry.Reviewed, analyzed, and categorized over fifty digital applications and tools needed for increasing company efficiency and maintaining operations.

Orlando

Created company logo and other marketing materialsCollected real estate data by networking with realtorsCompared properties to determine the best opportunitiesWrote and presented meeting minutes to company presidentEvaluated properties for needed repairs and contacted potential contractors

Orlando, Florida Area

Acquired leads via networkingCalled leads and scheduled appointmentsEducated clients about the products during face to face presentationsNegotiated with clients in order to close sales and achieve sales goals

Bachelor Of Arts (B.A.), International Business, 3.7 Major Gpa

Activities and Societies: Chi Psi, Intramural Soccer, Ballroom Dance

International Business, Spanish, 3.9 Gpa Equivalent

Completed an intensive immersion in Spanish to fulfill International Business language requirements.