• Development of a Business plan and Product paper for the Downstream Portfolio.• Responsible for growth of the Downstream Business Unit Balance sheet by over 500% in 24months.• Supervised the on-boarding of major players in the Downstream business with annual revenues in excess of N100B.• Oversaw the management and growth of key relationships in the upstream space as well as the development of Crude Oil Export and DSDP product program financing structure.• Spearhead the leadership and strategic direction of the Bank’s Downstream portfolio in Corporate Bank.• Formulate, drive, measure and manage the implementation of agreed initiatives and retention strategy for the portfolio to grow profitability per client and share of wallet.• Set and achieve financial budgets for the portfolio through optimal growth of balances, margin management and revenue streams.

• Negotiated and executed 10 deals worth over $100 million with global oil traders such as Acadia SA; between Feb 2012- July 2012.• Reviewed and executed 10 purchase/supply contracts between Feb 2012 and July 2012, and also ensured agreed terms were properly captured in contracts.• Structured the purchase of a 130,000mt (very large crude carrier for use as a floating storage) and also developed the service contract for hirers of the VLCC.• Managed trade relationship with banks and negotiating terms of letters of credits opened to our suppliers. Negotiated contract terms of bills for collection worth over $100 million.• Corporate Restructuring and Business process re-engineering.• Negotiated storage contract with NNPC Retail for use of our tank farms for storage of their product.• Developed, maintained and enhanced business relationships with global oil traders like Acadia Energy (Suisse) S.A.• Developed market/sales channel especially with NNPC and oil majors.• Developed and managed relationships with regulatory bodies-DPR, NPA, NIMASA and ensuring our organization complies with set rules. Secured import allocations for over 195,000 metric tonnes of refined petroleum product.

• Maintained a sound loan portfolio.• Carried out restructuring and recovery of delinquent facilities (Downstream and Telecoms).• Spearheaded the restructuring and growth of the unit’s balance sheet. • Responsible for Risk asset creation through Syndicated facilities.• Increased share of wallet and mind with existing customers in the downstream sector of the economy.• Responsible for new customer acquisition, and on-boarded major relationships – member special task force on acquisition of new relationships.

• Spearheaded growth of branch retail portfolio by 75%.• Responsible for Deposit growth and Risk Asset growth.• Active participation in retail marketing storms.• Maintained sound Loan Portfolio.• Responsible for Balance Sheet Management.• Responsible for growth in number of accounts opened and reactivated.

• Responsible for Deposit growth from N800m to N1.2billion.• Monitored Risk Asset growth from N400m to N1.5B.• Managed Balance sheet and increased branch profitability.• Active participation in retail marketing storms.• Growth in number of accounts opened and reactivated.

• Successfully converted 80% of erstwhile City Express customer to UBA PLC account holders.• Intensive use of Referrals from existing customers for prospects from industries that are net placers of funds to build up deposit base and increase number of profitable accounts.• Successfully retained 90% of the City Express deposits.• Successfully developed the branch through proper administration, staff motivation and new business development.• Ensured continuous training of staff on a bi-weekly basis which translated into effective and efficient relationship managers.• Identified areas of service failures and generated ideas for improvement.

• Developed and supervised Unit performance in relations to overall Banks goal.• Marketing and signing–on new relationships.• Planned and implemented marketing strategies to achieve set bank’s target• Grew unit deposit Base from zero –N400M (Low cost deposits).

• Market bank’s consumer facilities to strategic clients• Marketing and signing –on of new relationships• Spearheaded the aggressive creation of good quality risk assets• Ensured prompt response to customer’s request/complaints.