George Benson Email & Phone Number

Responsibilities included analyzing and making decisions on Dealer Track credit applications for the indirect sub-prime retail automobile business. Controlling credit quality and producing loan volume consistent with management guidelines.. Consistently met monthly volume goal .. Trained Credit Analysts on how to approve/decline sub-prime auto loans. Trained Funding/Loan Administrators on how to book contracts and obtain stipulations from automobile dealersI am currently thge President of the Diversity Committee of Volkswagen Credit.

Responsibilities included analyzing and making decisions on Dealer Track credit applications for the indirect sub-prime retail automobile business. Controlling credit quality and producing loan volume consistent with management guidelines.. Consistently met monthly volume goal of $2.7 Million. Trained Credit Analysts on how to approve/decline sub-prime auto loans. Trained Funding/Loan Administrators on how to book contracts and obtain stipulations from automobile dealers

Responsibilities included analyzing and making decisions on automobile dealer credit applications.. Analyzed sub-prime auto loans received from Chicagoland automobile dealers. Managed a Collection staff of 2 and a Funding staff of 2. Ran the banking operation of the branch. Consistently met monthly goals of 2% delinquency. Consistently met volume goals of $1.5 million

Responsibilities included analyzing and making decisions on Dealer Track credit applications for the indirect sub-prime retail automobile business. Controlling credit quality and producing loan volume consistent with management guidelines.Consistently exceeded FICO averages in all programs in the states of Minnesota; Annual bookings in Minnesota were $8 million, $200,000 in Iowa, $6 million in Texas, and $5 million in North and South Carolina in 2004.Implemented successfully the new Key Bank's Alternative Channel Program (refinancing), which produced $17 million in volume in 2004 as the lead credit buyer.Maintained strong dealer relationships in markets where I had a loss of sale representation for business retention.Instrumental in the reduction of losses by $400K in 2004 with an increase of outstanding balances of $57 million.Developed dealer body sales through my strong communication skills.Mentored credit analysts in other regions to successfully assume the responsibilities of the Alternative Channel Program.

Responsibilities included analyzing, evaluating, and approving automobile credit applications for mega-automobile dealers nationwide for a $200 million portfolio.Produced $750,000 per month in prime auto loans.Maximized dealer relationships through buying loans at both the dealerships and at the credit desk.

Responsibilities included analyzing and evaluating sub-prime auto loans credit applications from national dealerships.Developed $10 million in automobile loans on a monthly basis.Guided the Funding staff in booking volume consistently and in a timely manner.

Responsibilities included purchasing prime automobile loans from national automobile dealer groups and managing a staff of 6 collectors to collect outstanding loans, reduce delinquency, and reduce losses.Reduced delinquency on a $200 million portfolio to 2%.Reduced losses by $300,000 per year.Trained collection staff on negotiation techniques and communication skills.Generated about $15 million per year in auto loans.Conducted on sight credit buying at dealership sales at off site locations.

Conducted many automobile deaer audits in several states in signing them up for financing and floorplanning.

Managed a collection staff of 18 collectors and 2 supervisors for lease auto loans.