George Culerda Email & Phone Number

Bucharest, Romania

Bucharest, Romania

• Develop and implement the strategy for Commercial & SMEs products and services;
• Coordinate 26 branches by providing specialized consultancy in creating, developing, andmaintaining the SME portfolio and increasing customer loyalty;
• Review customer files in order to approve the account opening according to risk category asper KYC procedures;
• Coordinate the relationship between branches and risk department in order to find suitablesolutions for the loan customers;
• Manage a correct pricing allocation by following the customer’s profile and bank’s strategy.
• Plan and monitor the branches achievements and evolution;

Bucharest, Romania

Bucharest, Romania

Bucharest, Romania

Bucharest, Romania

Bucharest, Romania

• I planning and organising accommodation, catering and other hotel services;
• I promoting and marketing the business;
• I managing budgets and financial plans
• I maintaining statistical and financial records;
• I am setting and achieving sales and profit targets;
• I recruiting, training and monitoring staff;

Bucharest, Bucharest, Romania

• I coordinated the entire activity of the branch and monitor results;
• I got involved in the recruitment, assessment and development of subordinate employees;
• I identifed, contact and visit potential customers constantly;
• Constantly I analyzed product offerings and services to other banks and propose the creation of competitive banking products;
• I evaluated the information provided by the customer and opportunity analysis of loan requests;
• Prepared and submited credit package to the Board of Credit and / or Restructuring Committee;

Bucharest, Romania

• I coordinated the activity of the agency, ensuring the achievement of sales goals by delivering service according to the quality standards established at the level of the agency.
• I identified market opportunities, potential clients, individuals and SMEs, and ensure the promotion and presentation of RZB products.
• I identified the needs of customers, recommending appropriate products and services.
• I organized and led daily sales meetings, weekly and monthly sales meetings.
• I provided feedback to the subordinate staff and aim to develop their skills in order to improve their sales skills.
• I ensured the carrying out of the Budget and of the Profit and Loss Account by developing indicators agreed to by the Retail Group Director.

Bucharest, Romania

• I took part in reaching objectives that consisted in achieving the target, increasing the cross-selling rate and operational quality.
• Performance of pre-scoring and checking of the documentation provided by the clients for loans to individuals.
• Checking of the information provided in the application for credit, credit documentation analysis, drawing up of the approval /rejection proposal and drafting of internal approval forms.
• Drafting of the credit agreement, the pledge agreement and insurance policies.
• Enrollment and opening of current accounts and customer deposits.
• Completion of the sale process and providing after-sales service.

Bucharest, Romania

• I took part in the direct development of trade relationships with individual customers by promoting the image, products and services of the bank.
• I identified opportunities to sell products to retail customers and provided consultancy to portfolio customers.
• I dealt directly with the preparation, analysis and management of credit files.
• I recovered overdue receivables from customers.
• Contacting of customers as part of marketing campaigns.

Bucharest, Romania

• In daily activity, the main objectives were to promote the image, products and services to individuals and companies.
• I provided services and processed transactions with or without cash to customers (individuals and companies).
• I performed Western Union transactions.
• Receipt from customers, checking and forwarding in view of processing of payment instruments in Lei and foreign currency, within and between banks and of commercial and non-commercial checks in foreign currency.
• Equipping customers with bank products and services, by identifying their needs.
• I held the keys giving access to the treasury.

Financial And Scholarship Banking Management, Master’S Degree Diploma

International Business, University Diploma