Provide a turnkey, tax, accounting and legally compliant Lease Here, Pay Here solution to the Buy Here, Pay Here industry.

- Created and implemented a unique sales strategy to match equally unique product.- Developed training program and materials.- Recruited and trained sales staff growing to 12 people in five states over 10 months.- Met or exceeded all hiring and volume goals reaching $17 million portfolio size.

- Structured and led the Sales and Marketing Group.- Introduced a new title insurance product for used vehicles.- Developed programs for Internet, Dealer, Consumer, Manufacturer and DMS Channels.- Guided the creation of all marketing materials and legal agreements- Established relationships with strategic partners and vendors.

- Staffed and directed the sales effort for 10 western states including 3 Sales Managers and total staff of 37.- Volume grew from $400M to on plan for $775M in 2001.- Largest representation in the "President's Club" of all Divisions.- Provided leadership to the team that developed and implemented a training program for sales people company-wide.

- Organized and led the Great Lakes Region including Sales, Marketing and Credit.- Successfully enrolled over 900 dealers in seven months.- Consistently in the top 3 of 8 Regions.- Responsible for budgeting, forecasting, training, delinquency, losses, volume and ROE.

-Region Sales Manager 1996-1998-Manager, Customer Retention 1994-1996-Manager, Marketing 1993-1994-Region Sales Manager 1987-1993-Dealer Development Manager 1986-1987-Area Sales Manager 1984-1986