Beware of mortgage firms that owe their reputations to what they did on sunny days.The climate has changed.Today’s mortgage and credit market presents unanticipated obstacles and opportunities.Mortgage firms, whose histories only include less challenging times, often find themselves at a loss when confronting present day conditions.The mortgage industry now requires a new set of skills, seasoned trouble-shooting and attention to detail performed with surgical precision something only a few can deliver.The mortgage industry now requires a new set of skills, seasoned trouble-shooting and attention to detail performed with surgical precision something only a few can deliver. Jorge ToroManaging PartnerAmerican Mortgagewww.americanmlc.com