I am a CPA with Masters' degrees in accounting and business administration. I help my clients devise a practical and legal tax strategy to save them money by identifying two streams of income. One from the services they provide to their company and a second from return on their invested capital. In addition, I provide retirement analysis services based on their current household budget and assets, projected out through retirement considering appropriate numbers for inflation and growth.My full-service accounting firm, Tax Busters, can help my business clients with QuickBooks Online, corporate formation and governance issues, business and personal federal & state income tax returns, quarterly financial statements, payroll, and quarterly reporting. Many of our clients have us keep their books for them. This provides them with online access and consultation in both directions.I am also a licensed Health & Life Insurance Agent. My mission is to help my clients succeed in the business of daily life and I collaborate with professionals in each of these fields to make sure they get the latest and best advice.I offer free seminars on FAFSA (Free Application for Federal Student Aid) in January of each year at local public libraries. One of my 2011 FAFSA seminars is available on U-Tube and a link to it is on the FAFSA page of my website. I hold a Masters License with Sailing Endorsement with the U.S. Coast Guard. I maintain a membership at Columbia Yacht Club and I participate in the Lake Michigan Sail Racing Federation Area 3 yacht races each summer.