Gerard Marron Email & Phone Number

Jericho, New York, United States

• Oversee preparation of financial analysis and underwriting for new borrowers, as well as annual reviews and routine renewals of maturing and conforming loans; complete new credit offering memorandum and include all data/information requirements up to the executive summary which includes the evaluation and recommendation of credit actions.• Utilize industry and market contacts to assist the Managing Directors in originating new business opportunities; identify opportunities for cross-sell… Show more • Oversee preparation of financial analysis and underwriting for new borrowers, as well as annual reviews and routine renewals of maturing and conforming loans; complete new credit offering memorandum and include all data/information requirements up to the executive summary which includes the evaluation and recommendation of credit actions.• Utilize industry and market contacts to assist the Managing Directors in originating new business opportunities; identify opportunities for cross-sell activities to expand client relationship and enhance profitability.• Manage financial tickler report, ensuring timely production of request letters, receipt and initial review of required financial information, and advice to lending personnel, as well as production of appropriate file entries or determination of action plans. Maintain appropriate client collateral control procedures, including monitoring the receipt of borrowing base data and compliance. Lead management and facilitation of responses to CEIS exceptions. Develop and utilize expertise with pricing model; run scenarios.• Support Commercial Banking Relationship Managers with necessary actions required for the preparation and management of Commercial Loan Risk Rating memoranda, Commercial Loan Portfolio reviews, Construction Loan Report reviews, FASB 114 forms, Criticized/Classified reports, and the PIM process.• Assist with training and professional improvement of the team; provide coaching to maximize achievement of performance expectations.• Ensure compliance with all regulations, policies, and procedures. Show less

Melville, New York, United States

Underwriting of multifamily, cooperative, and mixed-use real estate loans in all segments of the Northeast market.• Experience included cash flow analysis, property valuation, financial statement analysis, risk rating of loans and assessment of environmental risk. • Provided upper Management with feedback regarding expediting of the application and underwriting process. • Led team that revised the existing Credit Approval Memorandum. • Collaborated with Mortgage Brokers… Show more Underwriting of multifamily, cooperative, and mixed-use real estate loans in all segments of the Northeast market.• Experience included cash flow analysis, property valuation, financial statement analysis, risk rating of loans and assessment of environmental risk. • Provided upper Management with feedback regarding expediting of the application and underwriting process. • Led team that revised the existing Credit Approval Memorandum. • Collaborated with Mortgage Brokers, Borrowers, Credit Officers, Review Appraisers, Relationship Managers and Environmental Consultants to facilitate expedited closings of loans. • Closing experience included review of legal documents in addition to corresponding with Bank Counsel and the Loan Administration team. Underwrote approximately $2.5B in commercial real estate loans to date. • Transferred to a triage underwriting role at the time of the Pandemic. • Responsibilities included analysis, evaluation, and risk rating of criticized assets. • Preparation and presentation of criticized asset reports, as well as corresponding with Special Assets Officers. • Involved in the development, testing, rollout and training of systems and processes that were utilized by the teams involved in Special Assets.Special Projects:• NY MFL Data Tape Workbook: Provided a more efficient means of analyzing the portfolio of criticized loans by identifying loans that met certain criteria and did not require a full criticized asset report to be completed on a quarterly basis.• NY MFL Resource Pulse Page: Created a central repository that provided immediate access to applications, market resources, templates and user guides utilized on a regular basis by the NY MFL Team.• Revised and streamlined the NY MFL Rules of Thumb: Guidance that is utilized to navigate NYC building violations. Show less

New York, New York, United States

• Responsibilities included underwriting commercial real estate loans in all segments of the Northeast market with an emphasis on multifamily properties. Additional property types include retail, office, and cooperative apartments• Credit approval authority of up to $5MM. • Training of Underwriters and Management Associates in underwriting procedures and lending guidelines in accordance with Citibank policy.• Provided Senior Management with feedback regarding expediting of the… Show more • Responsibilities included underwriting commercial real estate loans in all segments of the Northeast market with an emphasis on multifamily properties. Additional property types include retail, office, and cooperative apartments• Credit approval authority of up to $5MM. • Training of Underwriters and Management Associates in underwriting procedures and lending guidelines in accordance with Citibank policy.• Provided Senior Management with feedback regarding expediting of the application and credit approval process.Special Projects:• Led team that developed and implemented the National Credit Approval Memorandum model. Show less

Jericho, New York, United States

• Responsibilities included originating, underwriting, and closing commercial real estate loans in all segments of the New York City and Long Island markets with a particular concentration in multifamily lending.• Underwriting experience included cash flow analysis, property valuation, financial statement and credit report analysis. • Closing experience included review of legal documents, corresponding with Bank Counsel and attending closings.

Mineola, New York, United States

• Responsibilities included the preparation of narrative appraisal reports of income producing and other properties to determine market valuations.• Experience in New York City and Long Island markets.