Gerard Gruber, Cfp® Cdfa® President Of Harbor West Wealth Management Email & Phone Number

As a Certified Financial Planner, we help those who have separated or divorced and who have remarried blending two families together. Our services are to help families transition steadfast and secure financially. We look to make certain all retirement goals are intact, identify any change in tax implications and evaluate the couple’s risk profiles and how they stand up with their current investment allocations/strategies.Most of my clients come to me when they are overwhelmed with their finances. Some common questions are:• Can we still expect to retire together at our specified ages or will we have to work longer?• When and what is the best age to start taking Social Security?• Should we consider converting Traditional IRAs to Roth IRAs? What is the best approach to do this?• Is it best to continue investing for the long term or should we look to preserve our principal during uncertain times?• How do we protect our family financially?The landscape continues to change for blended families and my clients. Just recently, most investments have become increasing more volatile and uncertain. Since each family has their own story to tell regarding goals and financial decisions, our team works with you on a continuous basis in order to provide a detailed, customized joint planning approach on meeting your newly planned objectives.Within just a few months of working with our newly blended family clients, they were able to feel at ease with a plan they can rely on.• Budgeting Works!• Understanding their overages and shortfalls when combining their financial assets.• Prioritizing their future goals and objectives.• Investment strategies that work in the short term versus the long term.How can I come alongside you and save you valuable time and money?You are most likely focused on growing, protecting and maximizing your wealth without realizing all the variants that get in the way.Yet you spend the bulk of your time worrying about cash flow, taxes, kid’s education and having enough money to retire comfortably and not nearly enough energy is spent on taking an epic vacation with your family, personal endeavors, events and get to enjoy what matters most to you.That’s where I come into play. I am here to organize your financial life while preserving your wealth, growing your assets, and reducing your taxes before and during retirement. If you are ready to find a reliable financial coach, I invite you to send me a message here on LinkedIn or schedule a quick 15-minute introductory call where we can chat about your specific needs.

Listed skills include Financial Planning, Investment Management, Certified Divorce Financial Analyst, Certified Financial Planner, and 26 others.

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  President

  Harbor West Financial Planning Wealth Management

  Jan 1997 - Present - Westport, Ct, Us

  Harbor West Financial is a value-oriented financial planning and wealth management firm dedicated to working with you to build a sound financial future.Life can be overwhelming at times. Whether you're going through retirement, a career change, divorce, or loss of a loved one, there are a lot of questions and struggles where you may need some guidance.With over 20 years of experience consulting with people regarding their financial concerns, we have helped many of our clients transition to their next stage in life by offering caring, helpful and valuable advice for both your immediate needs as well as your long term financial well-being.We offer solutions – whether it’s saving for your future through Retirement Plans, dealing with the challenging financial issues in the context of a divorce, funding your children's education, starting or expanding a business, or purchasing a second home - we consistently do our homework and on occasion navigate through financial landmines in order to achieve your objectives successfully.Additionally, your financial planning needs may include the need to protect your family against misfortune and help you understand how Life, Disability and Long Term Care insurance can be used effectively in a financial plan.Using your financial plan as a guide, we regularly review and discuss your progress and adapt to any unexpected changes that may occur to your lifestyle.To learn more about how we can assist you and your goals and move towards an improved peace of mind, please call 203.454.3377 for a consultation.Securities and Advisory services offered through Geneos Wealth Management, Inc. FINRA/SIPC Investment Advisory and Financial Planning Services offered through Geneos Wealth Management, Inc. Investments are not FDIC insured. Investments are not deposits of the financial institution and are not guaranteed by the financial institution. Investments are subject to risks including loss of principal.

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  Western Connecticut State University

  General