Gerardo Hernandez Email & Phone Number

Miami, Fl, Us

Milwaukee, Wisconsin, Us

Leading the enhancement of an acquiring platform for a multinational financial institution, optimizing card-based payment processing and debit network transactions for retailers and online merchants.Leading the Pix cross-border initiative to extend support for the Brazilian instant payments system to merchants and consumers in the US market.Overseeing vendor liaison for key components including VISA, AMEX, MasterCard, Discover, POS, ATM, card present and card non-present vendors.

Boston, Ma, Us

Played a key role in the upcoming migration to the new payment hub (Enterprise Payment Platform - Dovetail- FISERV) for the organization, leveraging my extensive expertise in payment technologies such as SWIFT MT/MX messaging, Fedwire, ACH, CIF, and RTP

New York, Ny, Us

As part of the team responsible for IDB Bank's digital transformation initiative, contributed to the deployment of a cloud-based and mobile platform for the bank's commercial customers. focusing on a range of payment solutions, including ACH, Fedwire, CHIPS, SWIFT, Zelle, and card-based paymentsLed cross-functional teams to ensure timely and successful delivery of payment solutions to meet business needs.Managed more than 80 end-to-end integrations with payment technology providers including FISERV, FIS, PEP+, Loan IQ, Bank trade, Stucky, Spectrum, ACH, Vision, SWIFT, Zelle, Jack Henry and Associates Banking system, iPay, and Fedwire and CHIPS.

New York, Ny, Us

Developed the overall architecture and integration strategy for digital banking offerings to be offered in the US market, in line with open banking principles. This included defining integration options, new networks, connections with other systems and services, related APIs, features and capabilities, implementation nuances, pricing, risks, and rules.

Ch

Created from scratch the digital payments roadmap from inception, incorporating customer insights, market landscape analysis, and business opportunities, resulting in the creation of a comprehensive Payment Orchestration Platform. Led the definition of the Universal Payment Gateway's vision, strategy, architecture, features, priorities, and planning for both pay-in and pay-out transactionsResponsible for setting the payments platform vision, strategy, roadmap and priorities across CHUBB's Latin America ecosystem, including evaluating potential partnerships.Responsible for new and existing e-commerce, real-time payments and open digital payment strategy that best fits CHUBB’s direct to consumer (DTC) initiatives.Ideating, conceptualizing, building and launching traditional and alternative payment methods —credit card, debit card, cash, carrier billing, mobile payment, cryptocurrency, PayPal, Google Pay, eWallets, etc. — that will help CHUBB digitally transform the guest checkout value proposition for consumers, merchants, sponsors, brokers, agents and digital partners (B2B2C, B2B, B2C, C2B)

Ch

Partnering with stakeholders, vendors and customers to build a product roadmap based on customer insights and business opportunities. Evangelizing digital transformation throughout CHUBB to help build the future of the digital payments platform.

Co-founded Evolution Bank, a start-up business intended to create a digital banking platform for small businesses, freelancers, and entrepreneurs in the US market (project postponed in October 2017)Developed a roadmap based on customer insights and business opportunities and defined the bank's vision, strategy, and core services, including online account opening, debit cards, peer-to-peer (P2P) money transfers, payroll disbursement, retail payments, and digital money storage (e-wallet)Achieved numerous accolades, including being a finalist in the Payments2Cash Flow Challenge (PYMTS), being accepted into the Founder Institute, and winning funding for the go-to-market program at the Idea Center at Miami Dade College

Aventura, Florida, Us

Identified new strategic opportunities for the organization to expand its market potential from $30 billion to $300 billion to transition from a payment method company to a Payments-as-a-Service (PaaS) provider.Increased the organization worldwide overall conversion rate by 30% and billing by 20% through the redesign and launch of the new UI/UX payment platform in key markets worldwide.

Aventura, Florida, Us

Focused on creating new opportunities to expand existing capabilities/assets for the under-banked and un-banked who are unable or reluctant to use credit/debit cards and need an alternative payment solution (financial inclusion). Led an enterprise-wide transformation from a traditional approach to an agile/lean environment