Gerardo is a highly skilled payments expert with over 15 years of experience in the financial industry in the US, Latin America, Brazil, and Europe markets. He has a proven track record of delivering results through the successful implementation of digital payment platforms and driving digital transformation initiatives. Gerardo's extensive knowledge of payment technologies such as payment orchestration platforms, cards payments, APIs, tokenization, cross-border payments, real-time payments, ISO 20022, merchant services, and alternative payment methods have helped him create value and drive growth for his clients and partners by improving revenue and efficiency.Deep knowledge across a wide range of fields such as:○ Application programming interfaces (APIs): API-first, Swagger, Open API, Open Banking API○ Alternative Payment Method (APM): Cash, ACH, wire transfer, real-time payment (RTP), virtual card, prepaid card, gift card, carrier billing, mobile payment, PayPal, Google Pay, e-Wallets, QR Code, online-to-offline (O2O), Direct Debit,etc.○ Real Time Payment (A2A , Debit Card “Push”, ISO 20022)○ Payment Card Industry Data Security Standard (PCI DSS), Point of Sale (POS)- (ISO 8583)○ Cloud-Computing, Microsoft-Azure, Google Cloud Platform (GCP) , Software as a Service (SaaS),○ Fintech ecosystem, payments ecosystems, digital wallets players,e-commerce and payment solutions.○ Tokenization (TokenEx, Visa, Mastercard, Software Express, etc.) ○ Merchant Services, Merchant acquirer, ISO, VAR, Payment Gateways, PSP, Card BrandsRecognized ability to develop long and short-term business strategies, roadmaps and methodologies to meet challenging business needs. Passionate in the research, creation and evaluation of emergent technologies, products and/or services that drive innovation, with a constant focus on increasing business value to stakeholders.