Greg Michels Email & Phone Number

Responsible for acquiring and originating equipment loans and leases meeting desired characteristics of credit quality, pricing, structure and equipment type. Position involved customer/source identification and management, transaction evaluation and structuring, written proposal delivery, credit evaluation and assessment, critical data accumulation and submission, contract review and negotiation, and closing oversight and approval. Position also required ongoing customer management including maintaining current operating results, internal memorandums on customer status, collection support, and follow-on transactions.

Responsible for acquiring equipment loans and leases meeting desired characteristics of credit quality, pricing, structure and equipment type. Position involved source identification and management, transaction evaluation and structuring, written proposal delivery, credit evaluation and assessment, critical data accumulation and submission, contract review and negotiation, and closing oversight and approval. Also required identification and development for fee income opportunities.

Responsible for acquiring equipment loans and leases meeting desired characteristics of credit quality, pricing, structure and equipment type. Position involved source identification and management, transaction evaluation and structuring, written proposal delivery, credit evaluation and assessment, critical data accumulation and submission, contract review and negotiation, and closing oversight and approval. Also required identification and development of fee income opportunities.

Responsible for pricing all equipment lease transactions. Set residual values for leased equipment, published and tracked market conditions for core business products. Negotiated lease buyouts and renewals directly with customers and marketed off-lease equipment. Managed administration of these activities and reported on results. Stayed current with product advancements and their impact on portfolio asset values. Also responsible for portfolio analysis and reporting.

Responsible for all accounting systems including monthly reporting of operating results, material requirements planning, working capital management, payroll and payroll tax compliance, government contract bidding, shipping, billing, personal property and sales tax reporting and compliance.

Responsible for planning, organizing, performing and supervising operational and financial audits in all areas of the business. Issued reports to management detailing findings and recommendations for improvement. Traveled international and US.

Responsible for planning, organizing and completing all aspects of required audit services for assigned clients resulting in the issuance of certified financial statements.