Ghous Bhatty Email & Phone Number

Dubai, Ae

Dubai, United Arab Emirates

Leading the GCC expansion and financial strategy for BEAM, a c.500m AED vertical of the business, within the Education sector.

Karāchi, Sindh, Pakistan

Pricing Analyst - UFS (B2B leg of Unilever)Launching Cooking Ketchup: Spearheaded the launch of a less concentrated cooking ketchup tailored to culinary needs, contrasting the thick texture of Heinz-inspired ketchup. Designed a bottom-up pricing model targeting initial gross margins while accounting for packaging, raw materials, & production costs in alignment with R&D & procurement. Conducted market competitor analysis against brands like National and Shangrilla, setting a strategic price point at 1.1 SPI to balance brand premium & market penetration.FY 2025/26 P&L Forecasting IBP: Collaborated with the field sales team to forecast volumes considering MoM and seasonal variations. Led a bottom-up working across channels - Pull, Push, Direct (Wholesale), & ICA (Int. Chain Accounts) - focusing on product segments such as Dressings and Savory. Integrated global trends in crude oil and FX devaluation to address 3% NMI(material inflation), aligning at 45.3% MM(material margin). Targeted a 3.2% UPG(price growth) to drive 11.2% USG, incorporating increased BMI(marketing investment) for top-line focus. Prepared comprehensive pitch decks for country GMs & SEA market heads.Factory Finance Business Partner - Beauty & Personal CareCost controller for c.€15m factory handling production of three categories. Managed production cost reviews, including closing, forecasting, and variance analysis, ensuring accuracy in reporting. Revamped cost models with MANEX, introducing detailed utility forecasting. Led the Nayadin savings agenda for efficiency. Oversaw fixed assets accounting, business waste and controls. Shubham Sache Line for Clear & Sunsilk (Haircare Range): Prepared a €0.6M business case for the new sache line, focusing on business continuity, UOM addition, and redundancy. Conducted detailed financial analysis using NPV, IRR, Payback Period, PI, and EVA. Built sensitivity models and scenario analyses to evaluate various outcomes and ensure informed decision-making.

Karāchi, Sindh, Pakistan

Managed an investment portfolio of c.€200m around asset classes like mutual funds, T-Bills and Savings account including rebalancing per risk optimization. Handled Unilever Pakistan's trade business, utilizing SBLCs, LCs, guarantees, and FOC instruments while hedging FX risk with 50% locked forward contracts. Structured cost-efficient solutions to optimize working capital, including low-interest TERF and Solar financing via SBP. Coordinated seamlessly across external stakeholders (banks, shipping agencies) and internal teams (procurement, demand/supply planning).Project 1: Unilever Pakistan Valuation for NCI Buyback• Led c.€10m project, working closely with cross-functional cost stakeholders on category-specific expenses' projections, enabling detailed bottom-up forecasting for Ice Cream, Beauty and Well-being, Homecare, and Personal Care segments.• Improved forecast precision by analyzing key material costs making up at least 90% of total costs while focusing on main drivers such as palm oil and crude oil prices, FX exposure, local CPI, and macroeconomic policies affecting embedded imports. Applied seasonally adjusted correlation analysis and 150- and 200-day moving averages to project material rates accurately.• Built a dynamic financial model using market comparables to derive WACC, incorporating unlevered beta and a 10-year risk-free rate. Validated the enterprise value by comparing DCF results with fundamental and market comparables, ensuring accuracyProject 2: Implemented Collaborative Cash Flow Optimization, C2FO• Designed and implemented a dynamic discounting model using C2FO, streamlining 60+ vendor payments and enabling a 10% reduction in average payment cycle time.• Negotiated favorable discount terms, allowing 80-100bps spread between discount given vs TBill return - generating €0.2M in annualized savings and contributing directly to the UOP growth (Underlying Op. Profit)

Rawalpindi, Punjab, Pakistan

Lahore, Punjab, Pakistan

Leading 10+ incoming new students as advisor.

Lahore, Punjab, Pakistan

Corporate Financial Reporting - Fall 23/24 Principles of Finance - Spring 23/24

Pakistan

Pakistan

Aimed at eradicating financial backwardness in the country through awareness, accessibility, and simplified investment solutions to support Pakistan's growing, thriving, and prosperous economy.

Lahore, Punjab, Pakistan

Managed a general body of 90+ students while handling external and internal matters including sponsorships, corporate relations and event organizations.

Lahore, Punjab, Pakistan

Led team of 15 individuals working external visibility of the society by building a corporate network through partnerships and collaborations.

Lahore, Punjab, Pakistan

Islāmābād, Pakistan

Islāmābād, Pakistan

Bachelor'S Degree, Accounting And Finance, 3.72 Cgpa

Activities and Societies: • Played for LUMS volleyball team at HEC ‘21. • General Secretary at LSPA. • Global CFA IRC: Asian Finalist. •.

A-Levels Gcse, Business/Commerce, General, 2A* 2As

Activities and Societies: • Gold Medalist for 4 straight years • Overall 1st position in school: A-Levels GCSE • Captained my school.