Tyler Gilmore Email & Phone Number

Columbus, OH, US

Cincinnati, OH, US

Cincinnati, OH, US

• Work description
• Review loan requests initially to determine the best course of action.
• Underwrite and analyze new C&I & CRE loan requests submitted by various credit unions and business development officers that are partnered with Cooperative Business Services.
• Independently recommend approval, decline, pricing, structure and conditions for business credit with loan authority up to $1MM for new C&I and CRE loan requests submitted by various credit unions and business.
• Order and review third-party work as it is needed.
• Seek out funding for loan opportunities with partner credit unions as opportunities become available.

Muncie, IN, US

• Minimize bank risk by conducting due diligence of historical cash flow and trend analysis on the financial background of key partners, management, and companies before entering a formal banking relationship with a new.
• Responsible for completing accurate, unbiased, individual and company credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit.
• Performs company evaluations and reports in industries ranging from Commercial & Industrial, Investment Real Estate, Dental and Veterinary, and Employee Stock Ownership Programs, among others.
• Completes credit monitoring functions for designated portfolios where total bank exposure exceeds $1 Million, including covenant tests with the spreading, review, and projection of financial statements.
• Oversees the monthly borrowing base portfolio by utilizing collateral validation for over $99 Million of revolving lines of credit.
• Has reviewed over $17 Million thus far in appraisals and real estate evaluations, ranging from multi-family homes to commercial real estate.

Columbia, MD, US

• Evaluated borrower income, retirement assets, credit worthiness, and underwriting standards to determine the most beneficial product or program
• Collaborate with Processors, Underwriters, and all management teams to deliver a financial product that best suits the clients’ financial profile
• Generated $6.6 million in initial sales volume resulting in $2 million of closed, funded loans
• Ability to problem-solve and exercise independent judgment, displaying a high degree of initiative
• Utilized programs such as Velocify and Encompass to identify and create a single loan product out of 120 different loan options

Columbia, MD, US

• Responsible for mortgages sales; effectively calling on warm leads to then generate refinance referrals to Senior Loan Advisors
• Developed a variety of home loan sales pitches ranging from FHA mortgages and VA loans to conventional fixed rate mortgages, home equity lines of credit, and non-conforming jumbo loans
• Transferred 207 new clients to Senior Loan Officers by efficiently establishing a trust relationship
• Initiated conversation with prospective customers that led to $3.8 million worth of closed home loans by Senior Loan Officers within a 2-month time span

Athens, Ohio, US

• Utilize leadership skills to drive growth and innovation as a committee member by assisting with defining sustainable investing for the University
• Assisted in producing the Investment guidelines to be followed by both the Fixed Income Management Group (FIMG) and the Student Equity Management Group (SEMG)

Athens, Ohio, US

• Strengthened selling knowledge through completion of several professional development workshops and training
• Exercise excellent communication and networking skills while interacting with several Fortune 500 companies

Ancona, IT

• Led a team of five international students working for local company t33 to enter the banking and mass retail sectors across multiple countries
• Forecasted profit and loss estimates and competitor analysis through a five-year period
• Established skills in overcoming cultural differences to maintain an accurate schedule
• Applied business concepts to solve complex international analysis problems while enhancing cross-cultural communication skills

• Generated approximately $2,000 in sales per month in the jewelry department
• Responsible for sales of over $1,500 per month in both the lawn equipment and music department categories
• Monitored inventory levels to facilitate the transitioning into a new year
• Restructured the layout of the sales floor based upon reconciled inventory
• Appointed to oversee the uploading and selling of various products through eBay
• Upheld the business standard of selling at least $2,500 worth of inventory per week

Bachelor Of Business Administration - Bba, Finance, Business Analytics, Business Prelaw

Education record