Dirigente
CurrentLeading of Società Gestione Fondi per l’Agroalimentare (SGFA), the only Italian State company issueing subsidiary and first call guarantees as protections for rural credit loans. The company benefits of a last resort State guarantee. The total amount of the guarantees at the present time is over 12 billions euro and over 400 banks benefit of the SGFA guarantees.Selected achievements:- design development and maintenance of the information system managing, through a web platform, the incoming data flow regarding the new guaranteed loans disbursed by the banks (over 40.000 per year), the inner workflow, the risk monitoring system and the accountancy connections; - open a new lucrative revenue streams for the State guarantee management starting up a new guarantee pricing model based on probability of default, equity remuneration and administrative expenses coverage;- leader of the project for the development of the first credit risk model for rural enterprises (in partnership with Moody’s). The outcome of the project is the only credit risk assessment model for rural enterprises (mostly SMEs), agricultural cooperatives and rural companies. The model is in use at SGFA since 2006 in order to assess the incoming risk and to set the price of the guarantees.Personal responsibilities:- manage the company liquidity assets (above 400 millions euro) through investments in treasury bonds;- arrange and update the procedures in order to ensure the compliance to Italian banks regulation (Basle II) and EU State aid rules;- manage risk assessement and monitoring procedures;- issue budget and annual report.
