Glenn Swane Email & Phone Number

Melbourne, Victoria, Australia

We provide accounting, taxation and advisory services to individuals, small businesses and self managed super funds. Whether you are in need of lodging your annual tax returns, GST returns or you need strategic advice on how you can be tax efficient, the team at Integrity Plus Accounting are here to help.

Melbourne, Carlton, South Melbourne, Australia

Key Achievements·Developing public speaking skills to educate people on financial issues.

Melbourne, Victoria, Australia

Armidale, New South Wales, Australia

Melbourne, Australia

Mount Waverley, Victoria, Australia

Melbourne, Carlton, St Kilda, Australia

Financial Planning, Superannuation, SMSF, Insurance premium savings, Investment Diversification, After Tax Savings, Income ProtectionGlenn Swane specialises in advising Clients on their insurance needs, premium savings, the set-up of SMSFs and appropriate investment strategies.Key Achievements·Saving Client’s thousands of dollars in insurance premiums now and into the future by identify appropriate premium structures to suit the individual needs of Clients.·Significantly improved Investment Diversification through developing and recommending appropriate SMSF investment strategies.·Developed staged investment disposal strategies to minimise tax and enable Clients to implement diversified investment strategies and contribute to super.·Providing goals-based advice.

Melbourne, Australia

What does retirement look like for you?Your retirement and knowing ways to save enough so you can truly enjoy your retirement years is something we consider later than we should. Preparedness and knowledge is the key.According to the Association of Superannuation Fund of Australia Retirement Standard, couples will require a retirement income of $60,604 for a comfortable lifestyle. This translates to retirement savings of approximately $640,000.Boosting your retirement lifestyle can be easy when you know how. So, don’t hesitate to reach out to me as I can walk you through a personalised approach to improving your circumstances.Self Managed Superannuation Funds are they right for your retirement goals?SMSF’s can be a great way to manage your retirement savings. They allow direct control over your retirement savings, investment strategy and investment opportunities. You get access to independent wholesale investment providers, which is a significant benefit in the current climate as your SUPER will not be limited to any one Financial Services Provider. Where appropriate they also give members the ability to invest in real estate. According to the ATO quarterly SMSF statistical report for June 2018:·the total number of SMSFs is now 596,225 with total members of 1,118,650·the total estimated SMSF assets is now $750 billionThere are a large number Self-Managed Superannuation Funds in Australia, but you need the right strategy. For example, they work best when you have a reasonable sum to invest, such as where a husband and wife combine their super to create one investment portfolio. Are you be considering whether an SMSF is right for you? I would be happy to have a confidential discussion, so you can be well informed.

Melbourne, Carlton, St Kilda, Australia

Financial independence is achieved by developing passive income. Passive income can be achieved by reducing expenses and saving surplus cash, so we can invest.One way I help Client’s to significantly reduce their expenditure is by reviewing their insurance premiums. The Australian Life Insurance market is increasingly being exposed to competition from large international insurance providers which means that it is possible to maintain adequate cover and achieve significant premiums savings.Insurance is necessary to protect your family’s lifestyle, should an unfortunate event occur but our Client’s find the significant premiums savings that we are often able to find for them makes them much better off, which leads to increased wealth and compounding passive income.Are your Insurances killing you?We use market leading insurers to get you a better deal. Contact me today so we can get started on improving your standard of living.Problems Clients can often experience include:• Having too much cover and paying higher premiums than necessary.• Not knowing how much cover they need and on consulting with us find they are under-insured, placing their lifestyle at significant risk should they need to make a claim.• Structuring insurances incorrectly, meaning that they do not receive the policy features they desire or better after-tax cost.If you think you are paying too much for insurance cover, I would be more than happy to provide a personalised look at your situation, so don’t hesitate to reach out to me.

Melbourne, Carlton, St Kilda, Australia

Are your investments adequately diversified?Before Client’s seek my advice, their portfolios are often show a limited range of investments. We design a personalised investment strategy to suit our Client’s objectives offering a range of investments and reduced risk.Holding all your investment in only a couple of asset classes such as cash and ASX shares can result in lower returns and higher risk. Having exposure to other investments such as infrastructure and international shares can achieve better results.All investments are professionally managed with investment categories weighted based on your individual investor profile.Did you know that according to the ATO, the top asset types held by Self-Managed Superannuation Funds, by value, are listed shares and cash and term deposits, making up 31% and 23% of total estimated SMSF assets, respectively? Professionally managed funds have a cash allocation of between 2% to 5%.When reviewing your investment portfolio, we help you clarify your financial objectives so that your most important goals are given the highest priority.If you think your portfolio needs a review or would like help in prioritising your financial goals, I would be more than happy to provide a personalised look at your situation, so don’t hesitate to reach out to me.

Melbourne, Carlton, St Kilda, Australia

Downsizing your home, selling a business or a property used by the business?Have you considered how you could boost your super, whether your Centrelink pensions and other benefits could be affected and whether you will have to pay capital gains tax?Hidden traps in downsizing for retirement:• Selling your home may mean that you lose your pension or selling at the wrong time may mean you are unable to put extra money into super.• You may miss people and services in your local area.• You may not be able to sell your house for the price you would like.If you are thinking of selling a business, you may be may be eligible for tax and superannuation concessions which could dramatically improve your lifestyle. But there are hidden traps to be avoided, including:• Not adequately planning the sale, resulting in you not obtaining maximum tax and super benefits.• Not considering what to sell, the business entity or the businesses’ assets.If you are thinking of making one or more of these important decisions, then don’t hesitate to reach out to me as I can certainly walk you through a personalised approach to improving your circumstances.Purchasing a business or property to be used in a business?Effective structuring at the time of the purchase ensures you are in the best possible position during ownership and when you decide it’s time to sell.Common errors people make when setting up a business or purchasing business assets include:• Not purchasing the business or asset with the most tax effective structure, resulting in you paying more tax than necessary.• Not considering what would happen to the business if one of the owners passed away or was unable to work. Events like these may cause the business to fail as banks could recall loans.These issues could easily be avoided with quality advice, so I would be more than happy to discuss how you can protect yourself.

Melbourne, Australia

Financial Planning, Investment, Life Insurance, Total and Permanent Disability, Trauma, Income Protection, Superannuation, Debt ReductionProviding Advice on all aspects of financial planning, including Superannuation, Personal Insurance, Debt reduction and education savings strategies.

Melbourne, Australia

Dubbo, Nsw

Management of client base including financials, tax and advisory work. Significant client contact. Also manage a number of year end audits and financial reporting for these clients.

Sydney, Australia

Busy corporate role. Responsible for monthly corporate results, conslidation of group cash flow statement and preparation of cash flow section of monthly board report. Group BAS preparation.

Sydney, Australia

Preparation of month end reporting. Monthly balance reconciliations and reporting charts for board reports. Cash flow forecasts and budgeting.

Sydney, Australia

Focus on business, professional and high net wealth clients. Financials and tax preparation working directly for the Partner. Audit of sporting associations

Neutral Bay, Sydney

Preparation of financial statements and tax returns for clients. Excellent training and great foundation for my career.

Master'S Degree, Financial Planning

Diploma, Financial Planning And Services

Accounting

Graduate Diploma, Chartered Accounting

Graduate Diploma, Accounting

Education record

Bachelor'S Degree, Landscape Architecture