Gustavo Morales Branger Email and Phone Number

• Actively advising the management with the strategy in new business origination, product innovation, marketing, electronic process optimizations, strategic partnerships, investment rounds, as well as providing industry insights in the market.

• Corporate Banking Senior Vice President Latin America responsible to develop a solid network of C-Level global, regional and local relationships with an important footprint in Latam offering a wide range of financial solutions and strategies for a diversified base of Financial Institutions, Local Corporates and Multinational Subsidiaries in different industries such as: Infrastructure, Mining, Energy, Oil & Gas, Commodity Traders, Industrials, among others, with potential annual revenues for the bank in more than USD15 million;• Lead end to end deal execution, drafting proposal pitch decks, term sheets and marketing materials of transactions and function as the key contact point of communication with senior deal team members and clients, including syndication/sales professionals and product specialists, lawyers, and more;• Actively collaborated with the Credit Risk Team to conduct comprehensive Credit Annual Reviews for a diverse portfolio as well as for one off episodic transactions, performing in-depth credit analysis, assessing financial statements, actively engaging in discussions, exchanging insights, and contributing to informed decision-making for credit approvals, resulting in the mitigation of potential risks.;• Prospected new clients providing the bank with new banking relationships with interesting cross sell opportunities;• Wide knowledge in originating, structuring and executing the adequate financial solutions designed to meet clients' needs. Such as simple Bilateral Facilities or more complex Structured Loans such as: Acquisition Finance and Project Finance. As well as Trade Finance, Supply Chain/Working Capital, Cash Management and Investment Solutions.

• Corporate & Investment Banking Vice President responsible in managing mixed portfolio composed of local corporates and multinational subsidiaries of the Institutional Client´s Group of Citi N.A. in different industries such as: Infrastructure, Mining, Gas, Industrials, Branded Consumer, Telecom and others with potential annual revenues for the bank in more than USD12 million; • Provided comprehensive relationship coverage and full suite of Banking, Capital Markets and Advisory products, Global Markets solutions and Treasury and Trade services and others. Focused in maximizing cross sell opportunities for the bank;• Active interaction with the Credit Risk Team in pursuing the required credit approval process, including due diligence, in-depth credit analysis, and interim credit reviews.

• Corporate & Investment Banking Relationship Manager that handled a diversified portfolio of local corporations and multinational subsidiaries in different industries with potential annual revenues for the bank in more than USD10 million;• Offered a variety of Corporate and Investment Banking products and solutions that best adapt to clients’ needs. Focused in maximizing cross sell opportunities for the bank.• Contributed with the regulatory lending buckets identifying lending opportunities that helped the bank’s local franchise comply with the local banking regulatory requirements;• Engaged in the credit approval process, working closely with the Credit Risk Team to evaluate credit applications, identify risks, and meticulously prepare credit proposals, leading to successful approvals for diverse corporate clients.

• Corporate & Investment Banking Associate directly supporting the Financial Institutions Head in managing relations with top tier clients, both local and multinational financial institutions with potential annual revenues for the bank in more than USD 15 million;• Supported in the implementation and execution of all the correspondent banking services, financing and treasury solutions offered to all the Financial Institutions and Non-Bank FI´s clients;• Develop monthly credit ratios and ranking reports segmented by different Tiers of the FI´s in the Venezuelan banking system;• Assisted in the credit reviews and approval process, drafting credit memos and organizing all the required information requested by the Credit Risk Team for evaluation. As well as in all the KYCs updates and client onboarding process.