Credit Analyst
Current• Data analysis- Financials, tagging of items of financial statements, portfolio cuts QoQ• Hygiene check - Performing hygiene check, crime check, background check, CIBIL check etc on company and directors• Documentation of management profile, organizational structure, board profile etc of companies• Preparation of data book (consolidated data received from client) and analysis of few captions borrowing profile, plotting of revenue movements and trends, computation of ratios, margins and variances• Assisting in analysing aspects of client onboarding• Preparation of standard data ask from clients and follow ups in that regard• Capturing of latest company figures in the internal credit model of the company• Updating external credit rating of companies from time to time, and reporting downgrades/adverse observations if any• Collaboration with other teams for dashboard preparation, updating/analysing client wise comparative performance• Collection and collation of underlying data for industry level analysis• Preparation of peer benchmarking files by collecting and comparingfinancial and operational metrices of competing companies• Bank statement analysis and reporting key adverse findings
