Goran Zafirovski Email & Phone Number

North Macedonia

✔ Financial Management - Management reporting and Financial statement preparation and analysis - Examine and analysis of economic trends and impact on investment potential✔ Financial Risk Management - Financial risks assessment and mitigation measures - Make risk-avoiding adjustments of current methods to minimize future risks - Determine company risk tolerance and projecting possible scenarios - Determining and implementing system solutions✔Investments Analysis, Mergers and Acquisitions - Preparing investment and business plans - Due Diligence involvement, conducting analysis and preparation of financial data ✔Liquidity Management - Conducting payments and managing liquidity - Liquidity forecast and reporting, budgeting and financial projections - Vendors portfolio management ✔ Maintain relationship with banks - Identifying company needs and address them accordingly - Evaluate banks services and matching with Leoron’s requirements - Ensuring sound business relationship, follow-up calls and meetings - Analyze and conduct alternative borrowing options and strategies

Skopje, Skopski, Fyro Macedonia

Skopje

✔Acquisition & sales- Identification and meetings with potential and existing clients- Meets the expectations and target plans - Overview of the market potential and business opportunities✔Portfolio management- Regular customer care and meetings - Development and growth of the loans/deposits portfolio - Identification of warning signals for arrears clients and proposing solutions- Regular and ad-hoc reporting✔Financial and Risk analyses - Detailed and full financial analyses of the business- Historical financials analysis, projections, cash flow, ratio analysis - Financial monitoring on regular basis- Credit committee participation and voteThe activities are performed based on core principles like: transparency, open communication, high level of personal integrity, commitment and social responsibility.

Frankfurt Am Main Area, Germany

✔Screening of financial analyses of Medium clients from countries within ProCredit Group✔Participation on credit committees and giving opinion vote✔Participating in project and group task ✔International banking and financial experience exchange

Skopje

Performing full analysis for Small and Medium businesses from different sectors, including production, service, trade and construction. ✔Detailed financial analysis, cash flow and projections, assessment of the client business model✔ Assessment of all risk aspects (Credit risk, managerial, market, liquidity, collateral)✔ Qualitative and Quantitative analysis of the companies✔Project and investment analysis ✔Presenting the case to credit committee and vote✔Market analysis, and market standards preparation

Skopje

✔Acquisition & sales activities with Small business✔Portfolio management✔Financial and Risk analyses

Skopje

✔Client service and customer care ✔Acquisition and sales ✔Domestic and International payments ✔Cash operations✔Internet banking (e-bank)

Bachelor'S Degree, Economics (E-Business)

Courses: Principles of Economics, Financial Management, Principles of Accounting, Statistics for Business, Principles of Management.

Banking, Business Economics And Humanities

The Banker Academy provides a stable foundation and an integrated approach to training and development, implementing comprehensive.

Certified Accounting Specialist® Cas, Accounting

The program is accredited from the Ministry of Finance of N. Macedonia, in cooperation with Institute for Business & Management.