L. Raymond Lu Email & Phone Number

Seattle, Wa, Us

Austin, Texas, Us

• Led all aspects of software engineering and drive continued innovation within the world's largest prepaid debit card company after successfully rolling out the first-ever mobile banking product — delivering a disruptive Banking-as-a-Service platform that currently powers Apple, Uber, Walmart, Intuit, Stash and its own banking products.• Built the GoBank platform and full-stack apps on the scalable SOA architecture — launching the revolutionary 6-time award-winning mobile product from the ground up in 8 months, including delivery of the disruptive security-laden innovations.• Customized the GoBank brand & feature set for roll-out into Walmart and other retail chains — dominating the market within 2 years and driving the retreat of AmEx and Chase.• Key driver behind continued innovation and customization for the GoBank platform, launching an instant pay and real-time cashback reward program for Uber — collaborating closely to integrate the platforms and flawlessly process hundreds of countless transactions and rewards monthly.• Appointed full owner of money movement capabilities and charged with scaling team to 50 to adopt microservice architecture patterns, automated CI/CD to enhance mission-critical money-in / money-out features, including debit card transfer, P2P, ACH, mobile check deposit, bill payment, paper check, and cashback rewards — increasing SDLC efficiency by 150%.• Built and launched the industry-acclaimed Apple Pay Cash P2P payment platform to breakout success, leading the development of the highly-secured peer-payment API, crypto subsystem, and money transfer engines — guaranteeing hyper-massive processing capacity with 99.99% availability.• Orchestrated 3 scrum teams to execute 9-month initiative to transform the company’s FinTech solutions into a multi-tenant partner-friendly BaaS platform — creating a new business line with long-range revenue potential and onboarding Stash as the first strategic client / partner.

Austin, Texas, Us

• Recruited by CTO of the rapidly-growing prepaid FinTech leader to rearchitect the company’s technology practice and platform foundation, applying expertise in global payment platforms, mission-critical system architecture, and agile methodologies — fundamentally transforming and repositioning the organization and unleashing its full business potential to become the world’s largest prepaid debit card company.• Recruited 15-member team to blueprint and deliver a world-class service-oriented architecture within 6 months — increasing productivity by 2X while standardizing frameworks, building scalable transaction & fraud prevention subsystems, and securing online access for millions users, among other major feats.• Chief evangelist for quality improvement and higher throughput across the SDLC, implementing best-in-class tools and standards for architecture, design, and coding — empowering delivery of major e-commerce subsystems for Walmart and the U.S. Treasury in record time with radical reduction in errors.• Key member in architecting the development roadmap for GoBank — standardizing service factories, authorization, security, configuration, caching, logging, feature access, and pub/sub messaging.

Us

• Capitalizing on the company’s previous success, tapped by leadership to lead a massive 2.0 platform upgrade — technologically-enabling explosive company growth in the $500B global remittance market with new capabilities, including domestic / cross-border digital and mobile payments, globalization, localization, and passing PCI DSS, OFAC, FDIC, TG-3, and SAS 70 Type II regulatory compliance.• Successfully recruited, mentored, and retained top-performing team of 40+ IT staff, introducing agile and a culture of best practices and accountability — driving a multi-million-dollar budget with optimal efficiency, precision, and increased quality across the board despite the company's rapid growth.• Implemented DevSecOps methodology, ensuring full integration of security-focused tests and PCI and OWASP code reviews across the SDLC — achieving 100% pass for all onsite compliance audits.• Chaired technology steering committee, identifying and establishing long-term roadmap and blueprint of future innovations — helping secure additional investment funding and unlocking new opportunities with MasterCard, PULSE, Discover, American Express, Sodexo, and Western Union.

Us

• Recruited by CEO of the leading debit card processor to realize the grand vision of building a bleeding-edge prepaid processing platform from the ground up to catapult past the competition — offering mission-critical scalability, customizability, availability, and transaction processing performance.• Cultivated team of 25 software engineers, QA professionals, managers, and leads to architect, implement, and maintain the top-ranked next-gen system — delivering the initial release within four months and continuously improving SLA / capacity to process tens of millions of financial transactions per day.• Led team of 5 system engineers to build and manage two production data centers — delivering 99.99% availability while generating millions of dollars in cost savings through strategic negotiation of contracts.

Houston, Texas, Us

• Recruited into the $28B Oilfield Services giant to architect and build cutting-edge solutions featuring collaboration capabilities and cloud-based SaaS applications — radically transforming the company’s offering and establishing what would become one of the division’s biggest revenue streams.• Led team of 8 engineers to launch ambitious enterprise web portal, delivering the initial release within 8 months — enhancing customer experience with streamlined data services, team collaboration, Wiki knowledge-base, training system, and SAP-integrated ERP.• Developed disruptive suite of orchestrated SaaS applications for oil exploration and production lifecycle management — radically empowering data-oriented decision making, driving efficiency & collaboration, enabling remote geo-scientist team access & control, and lowering costs to acquire a wider customer-base.

CAREER HIGHLIGHTS• Transformation Driver | To date, personally led the development and launch of technology platforms, products, and services — directly driving innovation and contributing billions of dollars in revenue.• Experience Tested | Comprehensive background of successful experience of building and leading technical teams and turning vision into real-world, hyperscale technology platforms.• Cross-Functionally Leveraging Digital Innovation | Champion and chief advocate for technology modernization, cloud computing, and leveraging strategic cross-functional collaboration & effective communication among internal teams, partners and vendors to consistently drive disruptive innovation.• Expectations Consistently Met | Accomplished measurable results while shaping dynamic environments and growing talent — driving transformative success and being selected for leadership continued development and advancement.TECHNICAL EXPERTISETECHNICAL LEADERSHIPMicroservices • Cloud Native Patterns • Design Patterns • Mobile / Partner API • REST / SOAP • API Gateway & Security / OAuth • Web UI (React) • Enterprise Architecture • Resilient Fault Tolerance • Reactive Programming • Scalable Distributed Systems • Mission-Critical Transaction PlatformsVENDOR INTEGRATIONAcculynk • AFS • FirstData • FIS • FISERV • MasterCard • Visa • PayPal • Plaid • TSYS • VSoft • PULSE • NYCE • BrainTree • SendGrid • SalesForce • Federal Reserve • Experian TECHNOLOGY STACKS.NET Core • C# • JAVA 8+ • Go / GoLang • Python • Scala • Angular2 • Node.js • Ruby • LAMP • SQL • PostgreSQL • MongoDB • Cassandra • Kubernetes • Docker • ElasticSearch • RabbitMQ • Redis • Kafka • Linux • Mac OSX • Windows • Splunk • AppDynamics • AWS • AzureMETHODOLOGIES & PROCESSESAgile Scrum • CMM • TDD • CI/CD • Dev-Ops • Jira • Teamcity • Octopus • Jenkins • Git • Swarm

Master Of Computer Science

Certificate Of Migrating Legacy Systems To Soa Environments | 2011

Bachelor Of Computer And Mathematics Science