Many of us spend the first 22+ years of our life obtaining formal education while being financially dependent on our parents. Then we become an adult - get our first job, meet our first spouse to-be, move into our first home, perhaps start our first business, have our first child, educate the children, retire, live in peace for 22 years, then leave whatever remains to our children... this is called the American Dream. The problem with this dream is that we live in reality, not a dream, and each of these milestone has an associated financial cost.It is ironic to learn that the first quarter of your life, spent in a formal educational setting, does NOT prepare you for the financial journey ahead. Where do you put the well-earned paycheck you get every other week? Why? What are your other options? What are the risks associated with each option?What guidance could you get today to help make life more comfortable for you in 20 years?"The more you know, the less you fear." -Unknown"The more you know, the more you know you don't know." -AristotleSecurities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Arkhitekton Financial Group, 100 Willow Brook Rd, Suite 250. Freehold, NJ 07728. This communication is strictly intended for individuals residing in the states of CT, NJ, NY. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html