Extensive background in all aspects of banking regulation, including charter formation, operations, supervision, business transactions, mergers and acquisitions, and investments. Practice focused on serving the needs of banks, and investors in banks, with particular emphasis on domestic and cross-border regulatory, supervisory, and transactional matters.

Advised one of the ten largest U.S. banking organizations on all federal banking regulatory matters, including compliance with the National Bank Act, Bank Holding Company Act, Volcker Rule, and Federal Reserve control rules.Advised on structure of strategic partnerships to attract new depositors, addressed control issues arising from minority investments, streamlined lending and servicing standards, and resolved branching, marketing, deposit, Regulation O, and Regulation W issues.

Senior adviser on U.S. banking regulation and agency relations within major international firm.Advised more than 90 financial institutions on the U.S. domestic application of state and federal banking laws, including Dodd-Frank and Basel III banking law reforms, Volcker Rule, and scope of permissible activities, both inside and outside the United States.Counseled banks on numerous capital markets issues, including structuring of derivative transactions and related capital treatment, capital and liquidity requirements, Regulation W, collateral management and Federal Reserve payment services.

Relocation in July 2010 of practice group from Fried Frank Harris Shriver & Jacobson. Counseled commercial banking, investment banking, private equity, housing finance and trade association clients on the introduction of Dodd-Frank and Basel III reforms, bank restructuring, including Federal Reserve control rules and FDIC bidding policies and procedures, interstate branching and acquisition issues and hostile acquisitions, and BSA/AML/OFAC compliance.Participated in recapitalization of major European bank in conservatorship.Prepared comment letters for several clients on proposed financial reform regulations.

Counseled financial institutions, banks and service providers on development of new deposit and payment products, numerous operational issues, including sale of nondepository retail products, brokered deposits, mortgage originations and trust operations, and BSA/AML and data privacy compliance.Structured acquisitions and divestitures and negotiated directly with banking agencies and DOJ to resolve interstate banking and antitrust law restrictions.Prepared applications to all federal banking agencies and negotiated directly with agencies regarding new charters, new activities, charter conversions, and holding company formations.Represented management and investors in contests for control.

Advised Board and staff and drafted orders, rules, guidance and supervisory materials under the Bank Holding Company Act, Federal Reserve Act, International Banking Act, Change in Bank Control Act and other laws and regulations.Performed legal analysis and drafted orders for numerous holding company mergers, including for the largest branch and deposit divestitures ever ordered by the Federal Reserve.Drafted rules and guidance under Regulations D, E, H, K, L, O and Y and Section 23A.Investigated violations of change in bank control laws and fair lending law violations.

Banking regulatory, commercial lending, securities and corporate governance practice for large regional bank and bank holding company.Provided counsel on bank mergers, branch and ATM network expansion, insurance activities and other banking powers issues.Prepared proxy statements to obtain shareholder approval of FDIC open bank assistance, resolution of private claims and pre-packaged reorganization in bankruptcy.

General civil litigation practice, including oral argument before state court of appeals.