Akhil Goyal Email and Phone Number
Promoted to Senior Manager and was posted as Internal Auditor at Northern Zonal Audit Office. I have Conducted Risk Based Audit many Branches across NORTHERN INDIA with various exposures in Forex, LC, BG, Credit, Personal Banking, Retail Banking, Commercial Banking, Whole sale banking, Agriculture, MSME, Corporate Loans, Deposits, Legal Compliance, RBI Rules Directives, Clearing operations, Treasury Functions, Asset liability management, Financial Ratios, Risk Management Functions and various Administrative rules and regulations.Also Headed various roles like Credit Head, Administration Head, Branch Head, Compliance Head and has involved in day in day out in the ground level problems of a Bank working in India. I have worked in leadership roles and have always added value in the growth of my organisation along with mentoring my juniors to be leaders in this new world. I have processed, recommended and sanctioned over 15,000 loan applications under various schemes of the Bank under Retail, MSME, Agricultural credit portfolio along with 9 years of experience in managing the branch operations, currency chest operations, third party products and other day to day working of a bank with continuous business growth under all segments of Banking. This has given me vision, focus and skills to grow a bank/organization as a whole, keeping in view the ground level challenges being faced by the team along with increasing competition, pace of technology growth and identifying customers and giving best customer service there is. I want to employ this experience to an organization. I am accustomed to fast-paced projects where deadlines are a priority and handling multiple jobs is the norm. I enjoy the challenges and take pride in my work. Currently I am working as Senior Auditor at Bank of India and also pursuing CISA and CFA Level 1.
Bank Of India
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Senior Internal AuditorBank Of India Sep 2024 - PresentChandigarh, India1. Being Handpicked by Head Office for conducting special audits and fraud investigation across Bank.2. Valuable inputs to increase the comprehensiveness of Audit Framework to Audit Automation Cell at HO.3. Conducting Audit of Forex Branches and High Risk Branches.
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Risk Based Internal Auditor & Information System AuditorBank Of India May 2022 - Sep 2024Delhi, India• Audited comprehensively more than 50 branches having average business mix of Rs. 500 million each across northern India with exposures in FOREX, LC, BG, Mortgage Lending, Commercial Lending and Agricultural finance etc.• Part of Investigative/ Forensic Audit team for conducting investigation in other Bank.• Conducted Management Audit of Gorakhpur Zone, Bank of India having mix business of Rs. 41 billion.• Part of elite team of 30 Auditors selected across 840 Auditors of Bank of India for scrutinizing and finding errors in the working of Banking System. • Detected and reported Frauds in Banking System.
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Branch HeadBank Of India Oct 2020 - May 2022Baghapurana1. Handled Business Mix of Rs.700 million with over 2000 loan accounts.2. Gave Profit Growth of 50% Y-o-Y.3. Top Performer in Retail Lending with Business Growth of 200% over total branch portfolio.4. Top Performer in MSME Lending with growth of 125% over the total branch portfolio.5. Head of Risk assessment, compliance and financing loans.6. Reduced the Non-Performing Assets of the Branch by 40% i.e by Rs. 10 Million.7. The Branch Risk rating improved from Medium Increasing to Low Stable.8. Surpassed/Achieved all targets allotted by Top management and was awarded for the same.9. Awarded for being top performer in growing credit under Gold Loan Segment by 300% Y-o-Y.
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Head - Deposits And AdministrationBank Of India Dec 2019 - Oct 2020Moga, Punjab, India1. Handled Business Mix of Rs.2000 million with over 15000 accounts.2. Deposit Grew by 20% with CASA growth of 30% Y-o-Y.3. Top Performer in Managing and growing the selling of third party products like mutual funds, life and health insurance.4. Awarded for distributing and educating the customer base in alternative banking channels.5. Head of Risk Assessment and Risk profile building of customers.6. Head of KYC and AML guidelines compliance.7. Head of Compliance. Worked closely with Pension Department.8. Head of Currency chest of the Bank with over 20000 million cash at any point of time. Worked closely with the Reserve Bank of India in handling the operations of currency chest.9. Head of Security of Branch as well as of currency chest.
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Head - Credit OperationsBank Of India Apr 2019 - Dec 2019Moga, Punjab, India1. Managed Credit of Rs. 800 million with over 2000 accounts.2. Head of Risk assessment, compliance and financing retail, agricultural, MSME loans.3. Loan book grew by 10% Y-o-Y4. Head of Managing NPA and improving the quality of loans.5. Worked closely with Concurrent, Statutory and Internal Auditors of the Branch.6. Awarded for Top performer in growing Agricultural Credit Portfolio.
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Branch ManagerBank Of India Jun 2018 - Apr 2019Maur Mandi, Bathinda1. Handled business mix of over Rs. 500 million. 2. Turned loss making branch to profit making with over 40% growth in profit.3. Reduced Non- Performing Assets of Bank by Rs. 45 million.4. Awarded with the best performer in NPA reduction in January 2019.5. Top performer with 180% growth in Retail Credit segment.6. Reduced the operating expenses and increased non-Interest Income which helped the branch to turn profit.7. Surpassed targets given under CASA by 30% with help of excellent customer service.
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Head Of AdministrationBank Of India Jun 2016 - Jun 2018Bathinda, Punjab, India1. Processed loans over 400 loans (MSME, agriculture and retail), BGs and LC, in tune of Rs. 1750 million.2. Managed HNI customers with care thus increasing the total business of Bank by two folds in 2 years.3. Head of Compliance: the Risk rating of Branch was improved from Medium Increasing to Low.4. Supported my Branch Manager in every possible way so that the business of Bank can reach new heights.5. Maintained highly positive atmosphere for staff which in result was the reason for excellent customer service at our Branch thus surpassing our CASA target by 35%.6. Awarded excellent performance in selling third party products like Life & Health Insurance and Mutual Funds.
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ManagerBank Of India Jun 2014 - Jun 2016Barnala, Punjab, India1. Worked as Branch Operations head and loan processing officer. Processed over 800 loan applications.2. Growth of 50 % business mix in 2 years.3. Handled 6 audits of the branch.
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OfficerBank Of India Jun 2013 - Jun 2014Giddarbaha, Punjab, India1. Financing agriculture was the main focus. More than 200 days spent in the field Inspecting farms and other residential and commercial properties2. Learned Basics of Banking and directives of compliance and processing of loan.3. Analysis of Customer Bases and techniques to identify the customers.4. Processed over 300 loan applications.
Akhil Goyal Education Details
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Global Governance InitiativeManagement Consulting -
XaviersMathematics
Frequently Asked Questions about Akhil Goyal
What company does Akhil Goyal work for?
Akhil Goyal works for Bank Of India
What is Akhil Goyal's role at the current company?
Akhil Goyal's current role is Risk Based Senior Internal Auditor & Information System Auditor @ BOI | MBA @NMIMS | NIT | CAIIB | CISA & CFA Level 1 Candidate.
What schools did Akhil Goyal attend?
Akhil Goyal attended Global Governance Initiative, Svkm's Narsee Monjee Institute Of Management Studies (Nmims), Dr B R Ambedkar National Institute Of Technology, Jalandhar, Xaviers.
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Akhil Goyal
Aspiring Quantitative Finance Professional | Bis & Imperial College London Alum | Iit Bombay GradIndia -
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