Horizon Bank offers banking for Central Texas Texans. The institution is Central Texas managed and responsible to local shareholders. Horizon touts competitive rates, quick responses and a local decision making process, a rarity in today’s industry.As an Officer for Horizon Bank, I manage the Small Business Administration lending program from origination to underwriting to packaging to closing to servicing and portfolio management. 2017 SBA IMPACT LENDER OF THE YEAR AWARD!For 2015-2016, Horizon Bank was listed as a Top Volume SBA 7a and SBA 504 Lender by the Austin Business Journal for Greater Austin Area.For 2014, Horizon Bank was listed as a Top Volume SBA 7a and SBA 504 Lender by the Austin Business Journal for Greater Austin Area.For 2013, Horizon Bank was listed as a Top Three Volume SBA 7a Lender by the Austin Business Journal for Greater Austin Area.For 2012, Horizon Bank was listed as a Top Three Volume SBA 7a Lender by the Austin Business Journal for Greater Austin Area.For 2011, Horizon Bank was listed as a Top Three Volume SBA 7a Lender by the Austin Business Journal for Greater Austin Area.For 2010, Horizon Bank was listed as a Top Three Volume SBA 7a Lender by the Austin Business Journal for Greater Austin Area.For 2009 Horizon Bank received the Central Texas "Rising Star Small Business Administration (SBA) Lender of the Year Award".For 2009 Horizon Bank was listed as the Top Volume SBA 7a Lender by the Austin Business Journal for Greater Austin Area.

Served three years on the Loan Review Committe for this NonProfit Micro Lender. Loans typically ranged from $10K - $50K.

Noble Capital/ Streamline Funding is a premiere Private Real Estate Investment Banking firm in Texas. It provides superior risk adjusted returns to investors through an innovative strategy of managing and deploying investment capital through our proven mortgage lending and real estate development operations.Achievement - Recently closed and funded multi million dollar Real Estate Developer loan in Central Texas who was developing Retail PAD Sites.

Financed by Merrill Lynch, Business Lenders is a commercial finance company (www.businesslenders.com)I was brought on by my Sales Manager at UPS Capital to be a Commercial Loan Producer responsible for originating, underwriting, packaging and closing long-term commercial loans in the Texas Market. Duties include building a solid network and referral base of Business Brokers, CPAs, Financial Consultants and Commercial Real Estate Brokers. Achievement - Closed and Funded Construction Loan for $1million Vet Practice in Central Texas.I left Business Lenders as they pulled out of the Texas Market due to Financial Markets.

SR BUSINESS DEVELOPMENT MANAGER - Texas and Southwest MarketAchievement - Top 10 Producer originating, underwriting, packaging and closing long-term loans. Consistently generated $10MM annually in SBA and Capital Market loans, specializing in Business Acquisition Duties include building a solid network and referral base of Business Brokers, CPAs, Financial Consultants and Commercial Real Estate Brokers. I left UPS Capital in order to start up Business Lenders position

Commercial Lender responsible for a loan portfolio and responsible for originating new business and loan volume! Southwest Bank is a small privately held bank based out of Dallas / Fortworth.

Commercial Lender specializing in Real Estate, Business Acquisitions, Franchises etc...

Commercial Loan Officer responsible for Conventional, SBA 7a and SBA 504 products - Underwriting, Packaging, Closing and Portfolio Management.

Primary accountable lead for corporate products and services.Responsible for conducting market analysis and research in order to validate the corporate needs.Performed economic & financial analysis for forecasting the business plan and budget.Provided input into corporate strategies based on need assessments and projections.