Associate General Counsel, Svp - Digital Banking
Charlotte, Nc, Us
• Serve as a managing lead attorney for Digital Banking product development and operations for Consumer and Small Business Banking.• Collaborate closely with bank executives, product and channel lawyers, engineering, user experience, risk and compliance partners, and outside counsel on developing new online and mobile financial services and enhancements.• Provide advice on Electronic Signatures in Global and National Commerce Act (E- Sign), Uniform Electronic Transactions Act, Electronic Funds Transfers Act, payments, electronic delivery of disclosures, electronic signatures, ADA and web accessibility, online marketing and social media, consumer authentication, data security and privacy.• Draft online and mobile terms and conditions, disclosures, and agreements.• Work with executives, sourcing and IP to draft, review and negotiate contracts andstatements of work with online and mobile service partners and providers.• Assist in responding to inquiries from CFPB, OCC, other regulators, internal audit,litigation, and media.• Work with trade associations to review and draft comment letters to CFPB and otherregulators on proposed rules around electronic consumer financial transactions.• Serve as subject-matter expert on E-Sign enterprise-wide.• Frequent speaker at legal conferences and webinars discussing mobile payments, online banking, and electronic financial services.