Grace Ross Email & Phone Number

Charleston, South Carolina, United States

Client Performance Management-Oversee documentation and ongoing monitoring of asset and client performance.-Actively manage portfolio to maximize return and credit quality.-Prepare/oversee preparation of concise, well-reasoned credit correspondence.-Obtain credit concurrence as client advocate.- Responsible for monitoring covenants of clients within.

Lumberton, North Carolina, United States

This role is a key player in loan terms, approvals, collaborating and generating solutions to current and perspective loan clients within commercial banking. Ensure new loans are reviewed and documented properly to be approved by Credit Officer

Lumberton, North Carolina

I am responsible for developing new deposit, loan and merchant business for a specific target market. I work closely with Regional Executive to solicits business, gain loan approvals and close loans. I assist the Branch Manager in performing various managerial functions of the department as directed, providing a superior level of customer relations and.

I review and analyze customer financial statement information, evaluate financial condition and transaction structure, including collateral analysis, analysis of tax returns and prepare global cash flows, generate ratios for use in evaluating customer's financial status, make oral and written recommendations to senior credit personnel, describe credit.

As a loan assistant I maintain commercial loan files and pertinent documentation associated with the closing. Prepared and closing loan documents for new and renewed loans. This will include Assisted Loan Officers and Credit Analysts in loan portfolio management activities. Develop full customer relationships by assessing customer needs and working with.

Performed routine and intermediate branch and customer services duties: accepted retail and commercial checking and savings deposits; processed loan payments; cashed checks and savings withdrawals; assisted with night depository and vault duties; promoted business for the Bank by maintaining good customer relations and referred customers to appropriate.