Grace Tornyo Email & Phone Number

Winnipeg, Manitoba, Canada

Germany

Business needs to operate in a more sustainable means in order to maintain the society it’s operates for its survival hence my interest in studying International business and sustainability at the University of Hamburg.

Hamburg, Germany

At the inception of every business, a foundational agreement comes into play – commonly known as a contract. This contract remains valid for a specified duration and serves as the cornerstone of our business relationships. As part of the business agreement oversight and controlling team at our headquarters, we exercise control and facilitate the reconciliation of these agreements across our worldwide sales network."

Nyemetei, Greater Accra

• Established and nurtured business relationships with brokers and agents, resulting in a remarkable client retention rate of 40% showcasing dedication to meeting their needs, and fostering long-term partnerships leading to a substantial increase in premium receivables revenue growth through effective negotiation of commission rates in alignment with company policies. • Processed 100% of commission payable from the insurer's desk daily while adhering to company policies, contributing to high client satisfaction, and optimizing financial operations. Ensured timely and accurate bank transfer advice and payment of commissions to brokers and agents, directly impacting overall client satisfaction, and reinforcing the company's commitment to prompt financial transactions.• Maintained the general ledger with a precise recording of financial transactions related to commission receivables, payables, transfers, cheques, and adjustments, utilizing financial accounting software for optimized and streamlined processes.• Conducted monthly bank reconciliations for domestic and foreign (onshore and offshore) bank statements, achieving a monthly zero balance and ensuring accurate reflection of financial transactions in both bank statements and accounting records.• Oversaw regional commission payment and reimbursement accuracy and tax compliance, streamlining audit processes. Collaborated on budget development, provided strategic recommendations for enhanced premium collections, and ensured timely tax withholding payments to maintain financial integrity. • Aligned company goals with agent and broker outcomes by automating contact management systems, achieving a remarkable 30% reduction in payables processing time, enhancing overall efficiency, and enabling a 50% retention of business amidst increased customer interactions.

Ghana

Certification, Financial Planner

Activities and Societies: Financial Planning

Master Of Arts - Ma, International Business And Sustainability

Certificate, Big Data Analytics, Certificate Of Participation

Bachelor Of Science - Bs, Business Administration, Banking And Finance Option, First Class Honours

Best Graduating Student -2015 Banking and Finance