Grace Kim Email & Phone Number

Toronto, On, Ca

Project Axial BPO:- SAP blueprinting, product development, documentation, testing, integration, training, inter-discipline liaising and team building, department preparedness (OCM) for project cut over and go-liveManager:- managing distribution of workloads, meeting organization requirements, frequent interaction with Treasury and Finance, refining and re-engineering securitization processes, dealing with team member issues and concerns, liaising with other HTC departments to stay abreast of new products for securitizing potential, hiring

Senior Underwriter:-recruited to establish high-ratio residential mortgage underwriting program at HTC for securitization purposes-residential mortgage underwriting, primarily high-ratio, due diligence of supporting documents-also helped in establishing portfolio insurance program and guidelines-involved with setting up protocols for securitization program-liaising with external parties involved with mortgage insurance and securitizationSecuritization Analyst:-Building of NHA-MBS pools for market securities, CMB and CMB replacement assets-Month-end accounting of MBS pools-Communicating effectively with outside agencies in the course of MBS production, Bulk Portfolio insuring and insurance premium reconciliation-Comprehensive understanding of the CMHC NHA MBS program-Production of periodic reporting as required-Monthly reconciliation and remittance of mortgage insurer premiums-Identify and recommend methods to improve operating efficiencies-Maintain a comprehensive knowledge of mortgage insurer policies and procedures-Provide backup to other Securitization team members-Maintain a comprehensive knowledge of the Company’s underwriting procedures, legal guidelines, resources and products-Adhere to Anti-Money Laundering and Know Your Client legislation-Review funded conventional mortgages for bulk portfolio insurance submission.-Detail oriented review of insured mortgages for new MBS issues-Preparation of all documentation and liaising with appropriate agencies for mortgage insurance, in particular bulk portfolio insurance as well as MBS

-introductory climbing lessons, ACMG CGI1 certified-intake of new clients-customer service-maintenance and administration, other duties as assigned =)

-underwriting residential mortgage applications presented through electronic broker delivery systems-conventional and high ratio underwriting, dealt with early mortgage insurance application direct delivery portal pilot programs; liaised with CMHC and GE Capital (now Genworth)-due diligence of supporting mortgage documentation

-back office loans administration, various credit facilities with exposure to commercial credit-non-negotiable securities due diligence and documentation

- Customer Service Representative, hired as front line teller then expanded responsibilities to include customer support of residential mortgages, loans, secured and unsecured lines of credit, personal accounts, RRSPs and other investment instruments, central teller balancing, foreign exchange, chargebacks and reconciliation