Grant Vinten Ba Hons Email & Phone Number

West Malling, Gb

Originally a not for profit organisation named the ‘Asset Finance Professionals Association’, in 2018 the organisation became a registered Charity known as ‘AFPA Trust’. The AFPA Trust raises money for good causes by hosting events and improving connectivity in and around the Asset Finance and Leasing sector. From the very first event in 2012, the AFPA Trust has worked to increase the informal networking opportunities for those in and around the Asset Finance sector. At all of our events, we… Show more Originally a not for profit organisation named the ‘Asset Finance Professionals Association’, in 2018 the organisation became a registered Charity known as ‘AFPA Trust’. The AFPA Trust raises money for good causes by hosting events and improving connectivity in and around the Asset Finance and Leasing sector. From the very first event in 2012, the AFPA Trust has worked to increase the informal networking opportunities for those in and around the Asset Finance sector. At all of our events, we not only encourage making connections and meeting friends, but also embrace the opportunity to support charitable causes. Show less

Leybourne, England, United Kingdom

Valley Invicta Academies Trust (VIAT) Local School Boards are responsible for holding their Headteacher and Senior Leadership teams to account for the quality and effectiveness of the school experience of the pupils under their care. The Governor role is undertaken through the monitoring of performance against the annual School Improvement Plan, assessing and responding to risks, and overseeing systems and processes for the safeguarding of children, along with the health, safety and wellbeing… Show more Valley Invicta Academies Trust (VIAT) Local School Boards are responsible for holding their Headteacher and Senior Leadership teams to account for the quality and effectiveness of the school experience of the pupils under their care. The Governor role is undertaken through the monitoring of performance against the annual School Improvement Plan, assessing and responding to risks, and overseeing systems and processes for the safeguarding of children, along with the health, safety and wellbeing of school staff. Within the role, I play an active part as a ‘critical friend’ to the school, lending support to the Headteacher and Senior Leadership Team, but also challenging things I feel could be done differently. Show less

Hatfield, England, United Kingdom

London, England, United Kingdom

Managed a portfolio of asset finance customers across multiple sectors, from transport and logistics to renewable energy and agriculture, providing asset finance to support their CAPEX spend and investment in business assets aligned with their strategic plans. Developed new business relationships through direct channels, targeting prospective clients in prime sectors that have a regular and structured CAPEX plan, requiring finance to support such investment in the business. During COVID-19, led… Show more Managed a portfolio of asset finance customers across multiple sectors, from transport and logistics to renewable energy and agriculture, providing asset finance to support their CAPEX spend and investment in business assets aligned with their strategic plans. Developed new business relationships through direct channels, targeting prospective clients in prime sectors that have a regular and structured CAPEX plan, requiring finance to support such investment in the business. During COVID-19, led the development and production of a new PD/LGD risk model to ascertain portfolio risk across own-book debt and produce weekly Risk briefings for external funders and investors, as well as internal stakeholders including CFO and CEO. Worked with external partners with whom there is a strategic partnership to service new business introductions, managing relationship with both internal and external stakeholders to deliver on partnership objectives and fund inbound referrals. Show less

London, United Kingdom

Engaged with prospective clients to better understand their business and their financial requirements, primarily relating to working capital, leading to a risk application and the provision of a structured CID facility. Regularly liaised with risk colleagues, writing credit applications for potential new clients including extensive analysis of the business and its financial performance, along with an assessment of underlying debtors, their creditworthiness and potential exit strategies if… Show more Engaged with prospective clients to better understand their business and their financial requirements, primarily relating to working capital, leading to a risk application and the provision of a structured CID facility. Regularly liaised with risk colleagues, writing credit applications for potential new clients including extensive analysis of the business and its financial performance, along with an assessment of underlying debtors, their creditworthiness and potential exit strategies if required. Worked with third-party stakeholders and managed relationships with them to facilitate cross sales in cases where prospective clients require credit insurance or a credit control function, services not offered by MarketFinance and therefore referred to strategic partners. Performed all responsibilities and roles in a manner that reduces MarketFinance’s risk profile to an acceptable level but ensures high service levels to the customer. Show less

Gatwick, Sussex

Managed a portfolio of asset finance customers within both the SME and Large Corporate markets, seeking to build sustainable customer relationships. Maximised back book and front book new business growth through pro-active relationships with a focus on business development activity, stakeholder engagement, business mix and balanced returns. Provided valuable and complete end to end support of business processes, ensuring a smooth and positive customer experience in order to build and maintain… Show more Managed a portfolio of asset finance customers within both the SME and Large Corporate markets, seeking to build sustainable customer relationships. Maximised back book and front book new business growth through pro-active relationships with a focus on business development activity, stakeholder engagement, business mix and balanced returns. Provided valuable and complete end to end support of business processes, ensuring a smooth and positive customer experience in order to build and maintain customer relationships. Minimise attrition, run off and terminations through credible asset finance structuring and pro-active relationship management. Understood and implemented relevant pricing models and their requirements to obtain and deliver profitable margins and subsequent returns for the business across both new and existing clients. Show less

London, United Kingdom

Oversaw a portfolio of clients within the Financial Services industry, offering an array of products and services ranging from foreign exchange to senior debt, helping CFO's to achieve financial targets and wider KPIs. Undertook financial and credit analysis to assess the performance and credit worthiness of existing and prospective clients, managing their facilities and current exposures in a way that mitigated potential risk but ensured a high standard of client satisfaction. Delivered a… Show more Oversaw a portfolio of clients within the Financial Services industry, offering an array of products and services ranging from foreign exchange to senior debt, helping CFO's to achieve financial targets and wider KPIs. Undertook financial and credit analysis to assess the performance and credit worthiness of existing and prospective clients, managing their facilities and current exposures in a way that mitigated potential risk but ensured a high standard of client satisfaction. Delivered a relationship-based approach in a way that retained existing clients and attracted new prospects, to assist in growing the bank’s balance sheet and contribute towards income targets. Collaborated and engaged with key stakeholders including bank relationship directors, regional directors and credit underwriters to deliver key financial, client, risk and development objectives. Show less

London, United Kingdom

Managed a portfolio of invoice finance clients operating both factoring and invoice discounting facilities, with sales turnover between £2.5m and £50m. Engaged with clients on a daily basis to help support the operation of their facility and it’s performance, in a manner that reduced the bank’s risk exposure to an acceptable level. Performed regular reconciliations of client’s sales ledger, ensuring a full understanding of any reconciliation difference and applying reserves when necessary to… Show more Managed a portfolio of invoice finance clients operating both factoring and invoice discounting facilities, with sales turnover between £2.5m and £50m. Engaged with clients on a daily basis to help support the operation of their facility and it’s performance, in a manner that reduced the bank’s risk exposure to an acceptable level. Performed regular reconciliations of client’s sales ledger, ensuring a full understanding of any reconciliation difference and applying reserves when necessary to offset the risk of any discrepancy. Regularly liaised with Credit and submitted reviews of existing clients involving extensive analysis of the facility and the client’s performance, both operational and financial. *6 Month period due to graduate scheme placement Show less

London, United Kingdom

Responsible for underwriting a range of commercial facilities, with agreeable exposure not exceeding £2.5m secured, £1m unsecured. Setting and testing covenants to ensure that the facilities perform and fully comply with the agreements including debt service, interest cover, leverage, gearing, loan-to-value. Proactively dealing with deteriorating facilities and executing monitoring protocol to ensure company losses are mitigated to the highest degree. Ensuring that all applications adhere to… Show more Responsible for underwriting a range of commercial facilities, with agreeable exposure not exceeding £2.5m secured, £1m unsecured. Setting and testing covenants to ensure that the facilities perform and fully comply with the agreements including debt service, interest cover, leverage, gearing, loan-to-value. Proactively dealing with deteriorating facilities and executing monitoring protocol to ensure company losses are mitigated to the highest degree. Ensuring that all applications adhere to credit policy and risk framework, and where there is non-compliance the risks are reduced to an acceptable level for potential consideration.*6 Month period due to graduate scheme placement Show less

Watford, United Kingdom

Manage existing customer relationships in order to satisfy ongoing customer needs and build upon current facilities. Assist in the development of new customer relationships within the SME market and promote the bank’s corporate offering to the sector, in particular with regards to strategic and long term finance needs. Oversee the delivery of new lending as well as ancillary products, maximising opportunities from existing and potential clients, to achieve business targets. *6 Month… Show more Manage existing customer relationships in order to satisfy ongoing customer needs and build upon current facilities. Assist in the development of new customer relationships within the SME market and promote the bank’s corporate offering to the sector, in particular with regards to strategic and long term finance needs. Oversee the delivery of new lending as well as ancillary products, maximising opportunities from existing and potential clients, to achieve business targets. *6 Month period due to graduate scheme placement Show less

London, United Kingdom

Engaged in weekly reporting of asset work in progress and balance sheet forecasting across all Corporate Banking businesses to senior management. Assisted in KPI tracking in support of forecasting Corporate Bank income including one-off fee releases, treasury and balance sheet variances. Supported the production of monthly senior management updates, conferences and other presentation material. Facilitated the reporting of new business performance from multinational corporations with turnover… Show more Engaged in weekly reporting of asset work in progress and balance sheet forecasting across all Corporate Banking businesses to senior management. Assisted in KPI tracking in support of forecasting Corporate Bank income including one-off fee releases, treasury and balance sheet variances. Supported the production of monthly senior management updates, conferences and other presentation material. Facilitated the reporting of new business performance from multinational corporations with turnover between £500m-£2bn, tracking the volume and value of deals along with pricing.*6 Month period due to graduate scheme placement Show less

London, United Kingdom

Supporting Relationship Directors in setting up and developing new customer relationships for core products including lending, current accounts, deposits, cash management and other cross-selling opportunities. Managing the relationships of existing customer portfolios to service an ongoing connection, retain their business and explore existing relationships for new opportunities. Requiring a comprehensive understanding of the customer's needs and their prospects in order to work with them to… Show more Supporting Relationship Directors in setting up and developing new customer relationships for core products including lending, current accounts, deposits, cash management and other cross-selling opportunities. Managing the relationships of existing customer portfolios to service an ongoing connection, retain their business and explore existing relationships for new opportunities. Requiring a comprehensive understanding of the customer's needs and their prospects in order to work with them to find effective solutions to their business needs, whilst liaising with Product Partners in order to maximise cross sales. Show less

Ba Hons, International Business, First Class Honours

International Business, International Business

Activities and Societies: Finance and Investment Society