Principal
CurrentAn expert in electronic payment systems, transaction processing, and the acquiring space, Cliff is a leading authority on large-scale, high-performance payment system design, including network infrastructure, platform and software architecture, POS architecture and integration, system security, and industry compliance.Before there was FinTech and APIs, Cliff was guiding technology companies integrating payment functionality. His current focus includes next-gen mobile POS, and the potential for AI in risk & underwriting arenas.