Utilities Employees Credit Union (UECU) was originally chartered in 1934 to serve gas and electric utility employees residing on the East Coast. Formed as a cooperative organization where workers could save and borrow from their collective financial resources, UECU gradually grew into a full-service credit union for utility and energy workers nationwide. In 2021, we expanded our field of membership to the entire state of Pennsylvania to provide our exclusive membership benefits to residents through the Pennsylvania American Consumer Council (PACC*). Today, we serve 50,000 members from a single headquarters in Wyomissing, Pennsylvania.We are a virtual credit union that operates as a financial co-operative, which enables us to offer exclusive membership benefits. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. We serve a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through convenient digital banking services and friendly & knowledgeable employees.While other financial institutions spend money on their branches, we return these funds to our members through exclusive membership benefits – low-cost loans, savings rates higher than the national average, member rewards, unique checking benefits, and free financial wellness resources. The more UECU members use their credit union for all their financial needs, the greater the profits returned to the membership. Our cooperative, cost-efficient business model has helped us maintain a strong fiscal position – ranking UECU as a 5-Star “Superior” Credit Union by BauerFinancial for 33 years.*PACC is a nonprofit membership organization dedicated to consumer education, advocacy, and financial literacy. PACC membership is free to all residents of PA.