Manages ratings portfolio for a diverse group of domestic and multinational property/casualty and life (re)insurersAuthors research offering AM Best’s views on industry trends and credit issues pertaining to the property/casualty and life (re)insurance industry.Presents at industry conferences on wide ranging topics impacting the global insurance space.

• Primary coverage analyst for a portfolio of investment grade and high yield corporate issuers in the US healthcare sector, including life science companies, hospitals, biopharmaceutical companies, and other healthcare service providers, including CRO’s, information services, dialysis companies, and numerous others.• Initiated ratings on numerous new credits and surveilled existing ratings, reacting in a timely manner to events with credit implications for these companies.• Maintaining detailed forecasting models to project issuer operating performance, cash flows and key credit metrics.• Completed bespoke recovery analyses for high yield issuers based on bankruptcy case histories and post-emergence and recent market transaction multiples.• Wrote company-specific and sector-related reports on issuer and industry-specific topics, including regulatory issues.• Represented Fitch at investor round tables and one on one meetings with institutional investors focused on both high yield and investment grade issuers.

• As lead credit analyst for a portfolio of property/casualty insurance & reinsurance companies, health insurers, and insurance brokers, directed the ongoing surveillance process involved in maintaining debt and financial strength ratings and reacted to events with credit implications for these companies.• Presented credit rating recommendations to Fitch’s insurance rating committee and crafted press releases used to communicate committee’s ratings decisions.• Wrote concise company-specific and sector-related reports examining credit fundamentals and industry trends in the insurance sector.• Co-authored Fitch’s rating criteria for insurance brokers.• Represented Fitch as a speaker at industry conferences.• Interacted regularly with senior managements of companies in coverage portfolio, as well as institutional investors, sell-side analysts, and members of the media.

• Built large and complex financial forecasting models based on extensive P&L and balance sheet analysis of the P&C industry and 14 companies, including revenue and cost structure projections by major business line.• Developed pro forma financial statements to analyze potential impact of acquisition and divestiture options for companies in our coverage universe.• Prepared valuation analyses of companies and business units using statistical regression, comparable company, and comparable transaction techniques.• Conducted in-depth financial research and analysis; wrote reports examining past and future financial performance; co-developed investment theses and research themes.• Directed the completion of quarterly and bi-annual research projects capturing pricing trends and shifts in the competitive positioning of companies in the P&C sector.• Interacted daily with PEG’s institutional clients and sales force, interviewed industry experts and senior managements of companies in our coverage universe.• Combed corporate financial statements to add incremental, granular detail to financial models.

• Researched the financial services markets of 12 countries for the purposes of developing NYLIM’s global business development strategy.• Wrote report identifying markets to be targeted for international expansion and profiling potential business partners in those countries.• Presented report and resulting recommendations to CEO of NYLIM.• Created presentations used to market NYLIM’s institutional product offerings.

• Drafted and negotiated terms of corporate reinsurance treaties, including financial and traditional reinsurance transactions.• Analyzed financial statements of reinsurance companies to assess their financial strength and suitability as potential business partners.• Wrote reinsurance submission reports used to market lines of business to reinsurance companies.

• Drafted and negotiated reinsurance contracts for accounts totaling over $18M of annual brokerage fees.• Assisted brokers with development and negotiation of reinsurance programs.