Assist bank in special asset management. Maximize recoveries and protect interest of the Bank.

Managed a portfolio of Small Business customers. Assisted Relationship Managers in underwriting business loans.

Worked in almost every position of every department of bank between 2005-2012. Able to take customers from A to Z in loan process or customer service of deposit accountsUnderwrote own portfolio of small business loansManaged small business workouts portfolio dealing with liquidations, loan modifications, loan restructuring, and forbearance agreementsCoordinated appraisers, auctioneers, laborers, contractors, and team members for sales of real estate, furniture, fixtures, and equipment. Worked with bank's legal council on workouts and new loansWorked with new customers and workout customers openly and honestlyPlus duties listed under "Credit Analyst"

Credit write-ups and loan packages for new loans and renewals. Manager of the Marginal Loan PortfolioCredit AnalystAugust 2006 - Jan 2009Performed credit analysis of corporate accounts and personal guarantorsUnderwrote small business loans including SBA 504 mortgage loans, SBA 7(a) terms loans, SBA express lines of credit, R/E Loans, bank business lines of credit, new equipment loans, and working capital facilities. Worked daily with CFO to reconcile data between two bank loan software systems (SBA loan portfolio used separate software system)Assisted Senior Lender in workout loans and liquidations of small businessesManaged monthly "Watch Report" of higher risk loans for Board of Directors

Handled teller duties such as taking deposits of all kinds, cashiers checks, money orders, and cash transactionsManaged any and each of bank's 5 branches with duties including CTR reporting, Federal Reserve shipments, operating cash drawer and branch vaultAccount openings for corporate and personal customers

Acted as receptionist, file courier, file organizer, process server, and many other similar office tasks for small legal firm

I spent a summer as a floating teller for their 5 branches in Anne Arundel County. Performed regular retail teller transactions for customers and learned the basics of branch banking.