I am a Financial Advisor with over 20 years of experience in helping my clients achieve their financial goals. I assist in Retirement Planning in both accumulation of assets and correct distribution of assets upon retirement.I am also a licensed and experienced Health and Life Insurance Advisor including Group and Individual Health Insurance, Disability, Long Term Care and Medicare Advantage and Supplement Plans.My practice assists in Financial Planning, Life Insurance, Retirement Plans, Long Term Care Insurance, Disability Insurance, Real Estate Investment Trusts, and Annuities.Non-deposit investment products and services are offered through CUSO Financial Services, LP (“CFS”), a registered broker-dealer (Member FINRA www.finra.org/SIPC www.sipc.org) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. America First Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. CA Insurance License #: 0C13969CFS representatives do not provide tax or legal guidance. For such guidance, please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.