As VP of Business Development for FLOCK Specialty Finance, my team helps provide capital to buyers of non-performing consumer debt and originators of subprime performing assets outside the traditional banking system. We differentiate our capital, by offering flexible financial solutions under the motto, "More than a transaction" which underpins our value-added support for long- term relationships with underbanked debt buyers in non-glamorous, non-performing consumer debt markets.By balancing client needs for flexible financing with investor needs for risk management and attractive returns, FLOCK developed a joint venture financing structure, which contrasts with more traditional loan structure involving fixed repayment schedules. While banks typically provide traditional "on balance sheet" facilities and require corporate or personal guarantees, FLOCK's unique financing solutions avoid paralyzing its clients' capital structure and crippling their strategic and tactical freedom.I am a Business Development and Operational Leader possessing more than twenty years of professional experience specific to the credit and collection industries, with expertise in a variety of sectors to include finance, retail, energy, telecom, government, education and mortgage industries; measured success achieved through development of revenue channels in new territories and start-up divisions, utilizing strong record of delivering sales growth in new and existing accounts by perfecting strategic business relationships.Key Competencies:Sales/Business Development | New Product Development | Leadership | Strategic Relationship Building | Planning and Cost Control | Strategic Planning | Account Management | New Account Development | New Product Dev. | Business Model Development | Operations Management | Process Improvement