Greg Royzman Email & Phone Number

One World Trade Center 85th Floor New York, NY 10007

• Implemented innovative analytical and lending solutions to drive better customer credit decisions and minimizing MFS Global's exposure. Underwriting, structure and document new and renewal term and revolving credit.
• Underwriting loans in accordance to company guidelines.
• Analyzed application data including financial statements, bank statements, credit card statements, business and personal credit reports.
• Conducting interviews with prospective clients.
• Responsible for determining credit worthiness and approval amounts.

New York

• In depth experience in the credit card industry, fraud prevention, risk exposure management. Underwriting merchant processing accounts and business loans.
• Risk Management​ - Monitor daily, weekly and monthly transactions for thousands of merchants to mitigate and minimize risk. Analyze individual and batched transactions to determine risk level, determine whether to hold.
• Underwriting​ - Analyze completed merchant application files to determine acceptable processing levels and funding parameters. Analysis determination based on individual and business credit reports, financial reporting.
• Account Management​ - Experience working with all level employees in a variety of industries utilizing needs analysis and sound business judgment to sell, build relationships and manage accounts.

40 Wall St. New York

Underwriting and preparing closings for A to D paper mortgage loans (Mix-use, commercial, conventional (single and multi-family) and home equity Lines of Credit) under various loan programs in accordance with policies & procedures. Underwriting Correspondent Residential and Commercial mortgage loans as per Banks guidelines on daily basis.Managing pipeline.

Saint Petersburg

Results-oriented leader with proven success in managing multimillion-dollar mortgage, home equity, and consumer lending product operations. Background includes achieving profitability within eight months of operation, six months ahead of plan, at United Mortgage Agency with leading technology and product offerings and innovative expense management..

Melville, New York

Processing Loans for a group of Loan Officers. Handling pipeline of more then sixty Loans. Responsible for collecting and clearing conditions. Ordering Flood Insurance, Performing VOR, VOE, VOM on daily basis. Extensive experience with DU and DO. Responsibilities Included: Review of a Title, scheduling closings, follow up with Clients Post Closing. Other.

Lake Success, New York

Handling pipeline of more than hundred and fifty loans. Extensive Experience with Wholesale environment of Mortgage Lending Industry. Responsibilities included: Clearing loans for fifteen Brokers. Work closely with all department involved, Closing Departments and Attorneys. Utilizing DU, DO, LP on daily basis. In 2003 Earned Excellence Award, successfully.

New York

Managed and Supervised Home Equity Department, where every line of credit was processed and closed under my supervision. Evaluating borrowers for mortgage programs. Making sure that all conditions and necessary documents are in file. Worked with mortgage processing software on daily basis. Helping other loan officers with loan structuring. Held weekly.

New York

• WSG Systems Corp. / Sr. Software Engineer. / Team Leader. September 2001 Participate in design and development of the Empire Time System. The system was designed to help our clients better and more efficiently track.
• Develop custom Active X dll’s for financial and accounting reports used by Empire Time.
• Create​ ​numerous​ ​accounting​ ​reports​ ​and​ ​invoices: ​Borrow / Lend​, ​License​, Maintenance​, etc. utilizing ​Crystal Reports v 7/8​.
• Back End development of stored procedures, tables, indexes, rules on SQL and Sybase

Westbury, New York

• Participated in design and development of the Bids System. The system was designed to create a fast and flexible Bid preparation system where users can quickly create profitable and competitive bids for customers. A.
• Program development, Units Test.
• Development of T SQL stored procedures, analyzing them for optimal performance.
• Design and development of various programming modules, such as ​The Bid Searching​ and ​Processing Facility​, ​The Specialty Screen​, ​The Grouping Facility​.