Gregory Byrd, Mba Email & Phone Number

Raleigh, North Carolina, United States

Wilson, North Carolina, United States

Support governmental finance loan origination and underwriting process by analyzing and summarizing client and transaction information and submitting finalized credit memos for approval. Responsibilities include gathering required documentation for closing, coordinating loan closings with the closing team, and ensuring the proper booking of all facilities on the loan system. • Support governmental loan origination by analyzing and processing 120+ fundings for various municipalities.• Provide administrative support to portfolio management teams on risk reviews by processing over 400 audit confirmations.• Manage the tracking of reporting requirements and financial covenants by monitoring and clearing over 200 servicing task and request to mitigate future risk.• Identify new and recurring risks related to the origination, closing, booking and funding and ongoing management of governmental credit products

Raleigh, North Carolina

Maintained strong organizational skills by being proficient in cash management, retirement accounts, investments, and reconciliation while processing request for members on a daily basis. Performed audits and risk assessments on ATM and other member financial tools for adequate levels.• Analyzed financial data to help members make wise financial decisions.• Coached, trained, and mentored new employees on how to make good choices when adhering to policies.• Wrote multiple reports related to member accounts such as delinquencies, mortgage payments, loan payments, and account maintenance.

Raleigh, North Carolina

Educated departmental leads on financial tools and solutions by being highly influential across various departments. Implemented, lead, advised, and facilitated onboarding process and educational programs for new and existing clients to the bank.• Generated 60% growth to the bank from new to bank customers and clients by establishing trust.• Identified solutions, input KYC information, negotiate, and mitigate customers risk thus driving account growth through customer onsite visits and daily phone conversations of needs.• Managed all new to bank customer/client onboarding experiences internal and externally by being tactful and strategic.

Raleigh, North Carolina

Interpreted, prepared, organized, and managed the government HMDA (Home Mortgage Disclosure Act) loan data samples for accuracy and completeness on commercial, business, retail, and mortgage files while maintaining a high attention to detail. Met and communicated with banking representatives and manage their transactions when pertaining to customer files on security levels not achieved at the branch level in our electronic systems.• Conducted regulatory monitoring reviews of complex government projects such as FHA (Fair Housing Act), SCRA (Servicemembers Civil Relief Act), and CRA (Community Reinvestment Act) documenting that branch networks are properly abiding by governmental regulations to eliminate risk.• Strengthened and delivered strong communication as well as knowledge for internal and external sales reps of banks back office regulatory methodologies to decrease chances of incorrect documentation and maintain compliance safety.• Tested, tracked, audited, and ensured data integrity with monthly Loan Application Review reports imported from information technology department in a timely fashion.

Raleigh-Durham, North Carolina Area

Reviewed documents and made system test changes to the loan origination systems prior to final testing and sign off, utilizing knowledge and governmental Home Mortgage Disclosing Act (HMDA) guidelines. • Collaborated in conjunction with the SVP of Loan Systems and Loan Origination System Managers on the creation and prioritization of Loan Origination System projects making sure that there is a proper understanding of the goals.• Lead multiple department projects that included carefully developing, documenting, testing, and conducting impact and risk analysis on our client acceptance testing.• Trained new and senior employees on how to master our lending system from a Loan Administration viewpoint to better assist our Branch Network in closing loans

Master Of Business Administration - Mba, Finance, General

Business Management, Business Administration And Management, General

Activities and Societies: Track and Field Teamtrack and field

Associate'S Degree, Business Administration And Management, General