PROFILE: UNDERWRITER• Excellent communication and presentation skills; works well independently and as part of a team. • Accepts challenges easily and embraces change. Well organized; detail oriented. • 2 years of formal Legal training combined with strong finance skills and exposure. • Leverages over 10 years’ experience in the Mortgage Industry with well-known companies - Bank of America, Citizens Bank, GMAC in roles such as: special assets, documentation, Morgan Stanley, HASP/HARP teams and commercial underwriting. • Achieved 100% accuracy rating on loan reviews without any loan defaults or buy backs from Fannie Mae/ lender..SKILLS & KNOWLEDGE• Federal, state, industry & lender policies/regulations effectively processed Commercial & Residential Real Estate/ Construction/ Rehabilitation/ Home Equity Transactions. • Federal consumer lending regulations, disclosures, and reporting, including ECOA, HMDA, Reg Z, TILA, FCRA, RESPA, and state requirements. • Processing Loans & Titles, researching and analysis; writing reports; problem solving issues regarding financial & legal documents to service clients. • Well versed in DU/LP Automated Underwriting systems, Cash and Idesk systems• Proficient in Idesk, Cash, GCF, AFS, Action, Windows, Microsoft Office, Stewart Docs, Softpro, Loan Soft, Excel, Power Point, Credit Review, Mainframe, Westlaw, Lotus Notes, Morvision, Lexis Nexis, Empower and other computer programs.