Horizon Financial Group offers flexible solutions to develop pension, health and group benefit strategies. As an experienced benefits consultant, I provide unparalleled analytics to help clients navigate the benefits landscape and achieve their business objectives.By utilizing the best analytics software available, comparing critical claims metrics to industry benchmarks, and applying forecasting methodology, I help my clients navigate the constant industry changes facing all employers.One of the most significant problems in the industry is the absence of information due to limited transparency and integrity provided by consultants. They lack the capability or principles to properly inform clients about benefit costs, their consulting fees, a client's claims trends, and benefit issues that the client should be concerned about. As a highly effective benefits consultant, I am focused on addressing these concerns by consistently monitoring key claims metrics for each client year over year and reporting the results. In addition, I scrutinize the insurer's underwriting factors and processes each year to ensure equity, consistency, and competitiveness for rating purposes. In full transparency, I provide a Disclosure Statement each year outlining my services and fees charged, so that clients can make informed decisions.I am results-driven, and I have saved clients more money on the single service of negotiating with insurers than the cost-of-service fees.My attributes of integrity, analytical thinking, and transparency have led me to achieve the following key goals at Horizon Financial: • Increased the number of client accounts by 28.5% over 2021.• Retained 100% of clients in 2022.• Saved clients almost $1/4M in 2022.Based in Windsor, Ontario, I am connected to my community and seek meaningful ways to contribute, through regular blood donations to my local blood bank, and by supporting charities CNIB, Scott Mission and the Windsor Human Society.