Throughout my extensive 34-year tenure as a commercial lender and manager, I have borne witness to the myriad challenges faced by my business clients. This allows me to work with clients to, evaluate alternative solutions, and successfully implement remedies.During my tenure as a commercial lender, I gained firsthand experience of the noticeable disparities that frequently exist between small to medium-sized businesses and their pursuit of essential capital. In many instances, a communication gap hindered fruitful dialogue between bankers and business owners. Given my proficient navigation within this realm, I stand in a unique position to bridge this divide effectively. I possess the necessary financial expertise and operational tenacity to resolve challenges faced by both bankers and businesses. My abilities enable me to successfully conclude transactions that others may have encountered difficulty with, thereby rectifying issues and securing favorable outcomes.Areas of Expertise: Leasing, term loans, equipment finance, Small Business Administration (SBA) loans, public sector financing, agriculture finance, lines of credit, debt restructuring, financial analysis, financial statements, commercial banking, commercial and industrial (C&I) lending, commercial real estate (CRE) lending, proficiency in Excel, QuickBooks, Sales Force, among others.