Series A fintech servicing Central Banks and Financial Services Providers (Fintechs) with innovative Compliance and CBDC platforms.

Consulted in the areas of:Crypto assets and Blockchain, Security, Digital and Self-sovereign Identity, PayPal's business model and technology, mobile, eCommerce and x-boarder retail and inter-banking Payments space, Loan Origination and Operations Vendors, Credit Card Issuance, Compliance, Digital Wallets, Banking 2.0, Modern Enterprise Architecture, Big Data and Data Management, AI, Software Development and DevOps

Founded in 2014, Bitt is a multinational fintech company which builds, supports and maintains blockchain-based digital currency solutions for Central Banks and other Financial Institutions. Bitt has CBDC/stablecoin deployments in 12 countries across three continents and have the largest CBDC live deployment in the world outside of China.Lead and manage Engineering: Architecture, Development, QA, DevOps. Responsible to establish the Bitt's new Platform V2.0 vision, technology stack, architecture and lead the implementation.

Lead and managed Architecture, Software Development, QA and Enterprise Applications teams

Set a new inspiring vision for the Engineering department, one of ownership, accountability, innovation and teamwork. Led by example by defining and executing the PayCertify technology roadmap, with the sole responsibility for all Technology decisions and Platform Architecture, including Intellectual Property (filed 2 Patents). Designed the critical features of the Platform, such as Gateway Scalability, Fraud Prevention, Virtual Card Provider Router, Merchant Onboarding and Automated Acquiring Application Generation for Account Opening, filed 2 patents, restructured and re-built the entire Engineering department: Product Owners, Development, QA, DevOps, leading the Scrum-based implementation with deep code reviews. Member of the Executive Leadership CXO team, promoting the Company Technology and Products with customers, partners and investors.

Leading the design and development of the digital asset platform, that provides NFT token issuance and trading while guaranteeing end-to-end security and full regulation compliance. Your gateway to new world of the physical asset tokenization and token-based investments.

Through Blockchain-based digital identity and strong biometric authentication, CryptoFury provides the most secure identity platform for the world of Self-sovereign Identity. Through partnerships with both AMZMobile and United Network Carriers, CryptoFury partners directly with large telecom service providers to deliver the most advanced security platform in the industry. CryptoFury is a certified government contractor listed with the General Services Administration (GSA).Our platform provides solutions that include the following offerings:1) Identity Wallet: A Blockchain-based, Self-Sovereign Digital Identity with Privacy Controls, delivered in partnership with governments to protect citizens' Identities from Payment Fraud and Identity Fraud 2) Financial Wallet: A secure mobile wallet application and anonymous, all-in-one payment card to process Payment Transactions, FX transactions, and Money Transfer Services in both Cryptocurrencies and Government-issued currencies3) Financial Services: A digital commercial bank focused on servicing both High Net Worth and Unbanked / Underbanked Segments with competitive financial solutions4) The KYC, BSA/AML screening as a serviceAccountable for:— Corporate and Product Strategy— Systems Architecture— Product Road map and delivery— Partnership Strategy— Product Evangelism— Building and managing an Engineering team

Led design and successful delivery of a large and innovative AML/KYC Compliance Platform built from scratch in-house ( sophisticated client risk rating algorithm, screening for PEP, OFAC, transaction monitoring using machine learning) for a global retail/commercial bank.Responsible for unveiling the digital economy's Banking 2.0 of tomorrow, one bank at the time: - mobile first - powered by Blockchainto to streamline settlement, increase transparency, avoid reconciliation, enable cost-efficient cross-boarder transfers and remittances, and enable self-sovereign digital identity - fully compliant and fraud free - operating with customer's digital identity - focused on the customer, by using the insights from analytics, machine learning and message chatbots to gain a deeper, more personalized, understanding of the customers - providing faster payments - providing digital finance and cryptocurrencies - API-enabled - run mostly in the cloud - having a completely digital onboarding process

Leading and driving innovation and agile deliveryResponsible for Payments, Risk and Compliance Technology Strategy, Systems and Application Architecture, and Technology Development.Member of the Blockchain working group, researching Hyperledger, Chain and Ethereum platforms for self-governed digital Identity, smart contracts, remittances and other applications.Fraud/Risk and Compliance Division: Led creation and adoption of the new Target State Architecture (Business and Technology) using multi-factor User Authentication strengthen by Mobile Identity, KBA and Big Data Analytics. Championed new approaches to implement compliance (OFAC, AML). Led integration design of the Paypal's Risk with the global marketplace.Payments Division: Led cross-functional team in re-Architecture, Design and Agile Delivery of the new Digital Wallet Platform, the most comprehensive wallet on the market, which enables on-line and mobile transactions using a variety of payment instruments such as Bank Accounts, Credit Cards, Debit Cards, Pre-paid Cards, Private-label Cards, 3d party tokens (e.g. ApplePay) in 210 countries for over 250 million users. 6x reduced latency through the use of sophisticated write-through-cache (Couchbase NoSQL distributed cluster), faster time-to-market for geo-expansion, data replication across multiple Data Centers and SOA integration through RESTful services and persistent messaging.

Silicon Valley Bank provides global financial services to Cleantech, Hitech, Life Science, Premium Wine, VC and Private Equity companies, helping entrepreneurs around the world to bring their ideas to life. http://tech.fortune.cnn.com/2012/10/22/silicon-valley-bank/?iid=HP_RiverCreating Enterprise Architecture, leading and delivering large, mission-critical projects.Joined as a consultant, but then was offered a full-time leadership role to lead a distributed team of Engineers and Architects in development and delivery of Enterprise Projects, Strategies, Standards, Road-maps, and Target Operating models from ideation through implementation to enable Services-based Framework, Cloud Adoption and migration of 40% of Applications to Public Cloud, Data Warehousing and Master Data Management, Information Security, Application Portfolio Rationalization, Disaster Recovery, Enterprise Automation (BPM), DevOps and Agile development.Led design and delivery of:- the Target Operating Model and Long-Term Architectures for: Payment Fraud Prevention, BSA/AML and OFAC Compliance, Global Payments, Credit Limits.- Enterprise Architecture and Architecture Governance - TOGAF, Archimate- the Business and Technology Capability map to establish alignment between Technology Architecture and Business Architecture- SOA Infrastructure and Framework for process-driven and service-driven integration- Global Core Banking System and the corresponding Business Processes http://www.americanbanker.com/issues/177_15/Silicon-Valley-Bank-Oracle-Flexcube-deployment-midstream-1045943-1.html- Global Payment Platform and the corresponding Business Processes- Digital Account Opening / Online onboarding- Digital Identity

Building and managing a distributed development team.Concurrently with the role of the Chief Enterprise Architect assumed the role of Head of the company’s Software Development. Managed a large team of Java, .Net and ETL developers worldwide (California and India) in design and development of company’s enterprise systems.

Working with Clients and Executives.Provided IT consulting services in the area of Application Integration and Enterprise Architecture to corporate clients: Delta Dental, ERG Group, UPS-Supply ChainCreated strategy and roadmap to tackle M&A-induced challenges in integrating the heterogeneous systems and silo applications using SOA. Led ESB vendor evaluation and product selection.Helped to decrease the product sell cycle by creating a new architecture that converted the company’s core product from a large, monolithic, hard to configure system into a platform with number of components (CRM, ERP, Transaction Processor, Billing) integrated via SOA services, enabling customer business processes configuration.Defined infrastructure architecture to provide a highly available and scalable multi-component Web application, using Load Balancers and Application Server Clustering Technology.

Addressing strategic needs of a large enterprise.Led design and development of 3-tier Web-based, enterprise application (J2EE and Matrix1).Led data security project to provide Single-Sign-On and two-factor authentication

Establishing development process; leading by example. Managing Senior Architects, led design and development of XML/J2EE-based, 3-tier graphical development platform that enabled enterprises and hedge funds to extract real-time business critical data from various data sources, such as: SQL data bases, SNMP agents, JMX-instrumented applications, Tibco’s TIB/RV and TIB/Hawk and instrument that data in graphically rich, Web-based monitoring and management dashboard.

Driving Innovation, Salesmanship.Defined next generation SaaS-based enterprise mission-critical applications based on the company’s Platform (integration of Telephony, Data Bases and Internet) for the Insurance and HealthCare Customers. Articulated the business value of the platform's scalability, availability and manageability to non-technology business executives in the client’s sales meetings. Wrote seven white papers and filed four patents.

http://cloudbootcamp2013east.sys-con.com/node/38567Driving growth and innovation.A web internationalization company acquired by Research In Motion (RIM) in 2002.Directed development of Web Internationalization Platform and shrink-wrapped applications built on top of it, to provide Web mail and Web chat in 47 languages.Championed and led integration of the Slangsoft’s platform with the HP’s Internet appliance’s Chai architecture and AltaVista’s BabelFish Translation service. Negotiated and signed licensing agreements with HP, AltaVista and Looksmart.

Semiconductor Industry. Working in the area of IC Automatic Test Program Generation (ATPG). Developed one of the first in the world Full Test Program ATPG and innovative methods to solve the problem.G.Prokter. The Logic Simulator-Tester Link: It's a Two-Way Street. In ITC '87 International Test conference Proceedings, pages 254-260. IEEE Computer Society Press, 1987.