Create, design and implement business education programs.

The Chrysalis Group, LLC (December 2012 – present)Founder, Owner and Operator● Increased annual revenue and grew the business for four consecutive years.● Contracted by other companies for residential property, home and field inspection services, including diagramming, reporting and photo-logging.● Manage and control all aspects of marketing, accounting, cash flow management, registrations and daily operations of business conducted.● Created a patent-pending product, designed a prototype and implemented production with cost assessment/control, marketing, distribution and sales and revenue generation.● Manage existing properties with tenant care, rent collection, maintenance and property management.● Network with bank contacts, realtors, contractors and buyers for undervalued property searches, potential income properties, as well as work with distressed homeowners for discounted cash purchases.● Sub-contracted by several companies for property inspection, field inspection, insurance claim follow-up reporting and property condition checks.● Inspect properties for pre/post auction reporting and status updates.

Manager of Investor Reporting● Worked on raw data automation system implementation for investor reporting.● Carries out management responsibilities in accordance with the organization’s policies and applicable laws, including hiring and training employees; planning, assigning and directing work; monitoring performance, rewarding and disciplining employees; addressing complaints and resolving problems.● Review monthly remittance reports, ensuring the accuracy and consistency of the data. ● Work with staff members to resolve any reporting issues with the trust, ensuring policies are enforced and ensuring the timeliness of compliance issues.● Provide general support for special projects, providing information and resolving issues.Ensure mortgage loan servicing policies and procedures best serve NewDay USA and its customers.● Oversee daily operations of the servicing department and supervise servicing staff.● Review of all custodial bank account reconciliations and all general ledger accounts.● Meet deadlines for the timely delivery and accuracy of all of the investors’ reports, cash remittances and reconciliations.● Provide effective advice, counseling, and solutions, to the staff, and to investors directly.● Provide ongoing support, training, coaching, recognition, and team development to all servicing staff.● Research and maintain accurate statistical records of department activity and relevant information.● Adhere to operational controls, including compliance with all required regulations and policies, including CFPB, GNMA, VA, and state requirements.

● Control and manage profitability on the back-end of the sales processes.● Establish, maintain and grow existing bank and financing partner relationships, including working with bank reps, funding analysts and credit analysts.● Manage employee education, development and processes for smooth and profitable operations.● Established clear lines of communication between management, ownership and the sales teams.

PNC Investments/PNC Bank (September 2006 – August 2012, July 2014 - present)Senior Financial Advisor (September 2008 – September 2009, November 2015 - present)Financial Specialist (September 2006 – September 2008), (September 2009 – November 2015)● Grew and retained client assets, while managing their risk exposure and financial protection needs.● Used sophisticated planning tools and methods to implement business plans, presentations, policies and financial strategies to suit personal and business client needs.● Consistently led in production goals for different lines of business, usually placing in the top three of the region, which included investment revenue growth as well as bank production growth.● Networked with other lines of business for relationship-building and cross-sell opportunities in an eco-system environment.● Analyzed and matched client lending needs for mortgage, personal and home equity loan types by using debt/income ratios, different loan structure types, LTV ratios, principle/interest calculations and amortization tables/analysis.● Studied and advised on personal cash flow management for streamlining and helping clients achieve and improve their financial goals.

Huntington Investments/Huntington Bank (March 2013 – July 2014)Investment Advisor Team Leader/ Banking Branch Manager● Improved branch/office production and profitability ranking from 15/16 to 2/16 regionally.● Manage, develop and train licensed branch personnel for the Erie region regarding investment production, licensing, client prospecting and active trading.● Developed, consulted and formulated investment/insurance options and plans for clients of many different backgrounds and scenarios.● Studied and tracked the financial health of the office and book of investment business, including growth/retention, profit and loss statements, SWOT analysis, individual performance evaluations and market analysis to a constantly changing environment.● Branch manager, handling all aspects of running a financial institution including personnel management, reporting duties, training and development and cash flow analysis.● Conducted cash flow analysis models and observations for business clients to help them improve efficiencies where possible in their company’s health and future.● Partnered with other business channels within Huntington, such as Wealth Management, Business Banking and Merchant Services.

Erie Business Center (April 2012 – April 2014)School of Business Evening Instructor● Taught Accounting I, Accounting II, Accounting III, Business Statistics, and Mathematics courses as an evening instructor for the School of Business at Erie Business Center.● Conducted evening one on one tutorial services to aide in students’ learning and development as well as bringing in guest speakers for real-world exposure and experience for the students.● Graded and recorded student grades, performance and overall evaluation on their progress to department heads.

● Prospect, pre-qualify, and review borrower qualifications and needs, and match them with appropriate lender programs for real estate needs● Brokered between 22 different lenders and lender programs for purchase and refinance mortgage lending on primary, secondary and investment properties.● Analyzed credit, performed credit pre-qualifications and matched up/analyzed underwriting requirements

● Established new investment relationships and deepened existing book of business, while helping apartner penetrate an existing book of business and gather outside assets.● Used sophisticated planning tools and methods to act as a financial liaison both within and outside of PNC including business plans, presentations, policies and general strategy● Consistently led the region in investment revenue as an LFSC while consistently remaining in the top three overall in the region for bank revenue production.● Worked with other lines of business for relationship-building and cross-sell opportunities.● Analyzed and matched client lending needs for mortgage, personal and home equity loan types.

New York Life Insurance Co. (December 2004 – August 2006)Insurance Analyst and Financial Services Representative● Achieved PA and NY State licensing for certification for multiple insurance line production and FINRA Series 6 and 63 Securities Licensing for investment and financial services work.● Met all ongoing education requirements for insurance and financial services industry, demonstratedability to learn and understand product knowledge.● Conducted seminars and client education meetings regarding target-market, specific policies and client scenarios and concerns.● Demonstrated self-motivation, met with various clients to manage their needs, and to work in a teamEnvironment, to accommodate all client needs.

● Hired into the company’s Management Development Program for training and procurement.•Managed inventory and adjusted to corporate changes, personnel changes, policy adaptations, and all customer service relations between three different stores.•Travelled between, and managed, different stores and staffing within the Erie Region.

• Promoted to Assistant Sales Market Leader for Northeastern District (Buffalo Market).● Led the district for two straight years in individual sales production out of 16 other stores.● Minimized product shrink, maximized hour allotment and maximized store profitability measures.• Used teamwork to meet daily, weekly, monthly corporate/store goals.• Awarded 2002 Assistant Manager of the Year Award for PA, MD, NY and WV.