Gaurav Sethi

Gaurav Sethi Email and Phone Number

Finserv & Fintech Advisor | Lending, Embedded Payments, BNPL, Credit Cards | General Manager, P&L Owner | Product & Strategy Executive | ex-JPMC, ex-CFG, ex-CapOne @
Gaurav Sethi's Location
Greater Philadelphia, United States, United States
Gaurav Sethi's Contact Details

Gaurav Sethi work email

Gaurav Sethi personal email

About Gaurav Sethi

Throughout my progressive career of over 20+ years in financial services, I have proven my ability to drive sustainable business growth through disruptive innovation and partnerships. I'm currently an Advisor to multiple fintech and finserv firms (from startups to publicly traded ones), focused on strategy, business development, and growth acceleration. Prior to this, I have held leadership positions at Citizens Bank, JPMorgan Chase, and Capital One.Operating either as a Product & Strategy leader or a General Manager, I’ve consistently delivered strong financial results and have a proven track record in driving ground-breaking innovation by fostering a culture of customer-centric design and agile execution. I bring extensive experience in product development, acquisitions, marketing and account management. Among lending products I have build and scaled include Citizens Pay line of credit, My Chase Plan and on-card installment loans, Chase Freedom Unlimited card, etc. with millions of customers in B2B2C and Direct-to-Consumer businesses and $xB loan volume. In addition to building and scaling award-winning consumer products and platform solutions, I have proven success in identifying and nurturing strategic partnerships to drive win-win outcomes. I have negotiated commercial agreements in different verticals and led teams through complex relationship management activities, both with clients and vendors. Examples include partnerships with Apple, Best Buy, Peloton, Wisetack, Amazon, and Lowes, as well as providers like Fiserv, Zoot, Chargeafter, Jifiti, etc. The key to my accomplishments are being a strategic thinker and disciplined executor, an empathetic leader and a consensus-builder across all levels and functions. I believe in defining a clear vision to address unique business opportunities and/or customer pain points, building a sound roadmap to execute while being disruptive and agile to learn and fail fast, and maniacally track against OKRs and milestones to drive desired outcomes.Empathetic Team Leadership ◉ Product Development & Management ◉ General Management ◉ Business Strategy ◉ Customer-Obsessed Mindset ◉ Disruptive Innovation ◉ P&L Management ◉ Strategic Partnerships ◉ Business Development ◉ Commercial Deal & Contract Negotiations ◉ Direct-to-Consumer ◉ B2B2C ◉ Go-To-Market Models ◉ Operational Mindset ◉ Cross-Functional Collaboration

Gaurav Sethi's Current Company Details
Finnovision Consulting LLC

Finnovision Consulting Llc

Finserv & Fintech Advisor | Lending, Embedded Payments, BNPL, Credit Cards | General Manager, P&L Owner | Product & Strategy Executive | ex-JPMC, ex-CFG, ex-CapOne
Gaurav Sethi Work Experience Details
  • Finnovision Consulting Llc
    Founder And Principal
    Finnovision Consulting Llc Oct 2023 - Present
    Helping banks and fintechs scale their credit card, embedded financing, BNPL and payments business through strategic advice and executional plan related to product, marketing, pricing, business development, credit and operational risk, portfolio and P&L management.
  • Citizens
    Chief Product And Strategy Officer, Citizens Pay
    Citizens Dec 2019 - Jun 2023
    Providence, Rhode Island, Us
    Led a team of over 40 product, engineering, and sales professionals to develop and execute the strategic roadmap for the Point-of-Sale (BNPL) financing business, overseeing product development and management, marketing, new business development, and overall risk and P&L management of a multi-billion dollar portfolio
  • Jpmorgan Chase & Co.
    Head Of Lending Innovation
    Jpmorgan Chase & Co. Jul 2017 - Dec 2019
    New York, Ny, Us
    Provided strategic leadership to develop and execute the lending roadmap for Chase Card Services, to meet card members' evolving borrowing needs and accelerate profitable growth for the business.• Built new installment purchase financing products (My Chase Plan/My Chase Loan) and developed go-to- market product launch plans to gain share of customers’ off-us balances
  • Jpmorgan Chase & Co.
    Head Of Product Management & Acquisition Marketing, Chase Freedom
    Jpmorgan Chase & Co. Apr 2015 - Jun 2017
    New York, Ny, Us
    Led the development of new cash-back credit card product, and responsible for managing and enhancing product value proposition. In addition, led the acquisition strategy for Chase Freedom, including channel, offer and pricing optimization.
  • Jpmorgan Chase & Co.
    Director Of Acquisition And Portfolio Marketing, Chase Freedom
    Jpmorgan Chase & Co. Apr 2012 - Mar 2015
    New York, Ny, Us
    Led the development, planning and implementation of all acquisitions and customer portfolio marketing strategies for Chase Freedom card.
  • Jpmorgan Chase & Co.
    Vice President, Senior Marketing Manager
    Jpmorgan Chase & Co. Jan 2010 - Apr 2012
    New York, Ny, Us
    Sponsorship MarketingAccount Management
  • Jpmorgan Chase & Co.
    Vice President - Product Management
    Jpmorgan Chase & Co. May 2005 - Dec 2009
    New York, Ny, Us
    Deposits Product Management
  • Capital One
    Sr. Business Analyst/Manager
    Capital One 2001 - Apr 2005
    Mclean, Va, Us
    Cross-sell MaretingDirect MarketingDebt Cancellation Portfolio ManagementDirect BankingOnline Banking

Gaurav Sethi Skills

Product Management Banking Cross Functional Team Leadership Direct Marketing Sports Marketing Sponsorship Marketing Sponsorship Management Channel Marketing Marketing Strategy Product Marketing Multi Channel Marketing Marketing Leadership Financial Services Portfolio Management Strategy Direct Banking Online Banking Digital Marketing

Gaurav Sethi Education Details

  • Rochester Institute Of Technology
    Rochester Institute Of Technology
    Dual Concentration - Marketing & Mis
  • Manipal Institute Of Technology
    Manipal Institute Of Technology
    Computer Engineering
  • Wharton Executive Education
    Wharton Executive Education

Frequently Asked Questions about Gaurav Sethi

What company does Gaurav Sethi work for?

Gaurav Sethi works for Finnovision Consulting Llc

What is Gaurav Sethi's role at the current company?

Gaurav Sethi's current role is Finserv & Fintech Advisor | Lending, Embedded Payments, BNPL, Credit Cards | General Manager, P&L Owner | Product & Strategy Executive | ex-JPMC, ex-CFG, ex-CapOne.

What is Gaurav Sethi's email address?

Gaurav Sethi's email address is gs****@****hoo.com

What schools did Gaurav Sethi attend?

Gaurav Sethi attended Rochester Institute Of Technology, Manipal Institute Of Technology, Wharton Executive Education.

What skills is Gaurav Sethi known for?

Gaurav Sethi has skills like Product Management, Banking, Cross Functional Team Leadership, Direct Marketing, Sports Marketing, Sponsorship Marketing, Sponsorship Management, Channel Marketing, Marketing Strategy, Product Marketing, Multi Channel Marketing, Marketing.

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