• Serve as consultant in risk management and information system building project Perform financial statement analysis to calculate total income that relate to operational risk; Classify journals to each business line according to Basel II and perform capital measurement; analyze the effect of calculation result on capital adequacy. Compile information system blueprint and data mart proposal; Provide IT outsourcing consulting service; Help client pick up IT supplier.• Serve as consultant in some operational risk management implementation project Implement business process analysis through client meeting with all departments within the bank and record meeting minutes; Conduct on site & video training of implementation Risk & Control Self Assessment Tool for clients; Collect assessment results and provide improvement advice to raise clients’ risk awareness; Assist manager with designing control and self assessment implementation proposals; compile self assessment appraisal regulations to lower the occurrence of risk events by 40%; Set up and assess Key Risk Indicators from both bank’s management and department level to keep track of the risk exposure, improving working efficiency of Risk Management Department by 20% and reducing human resources cost by 5%; Assist manager to design Loss Data Collection framework and implementation proposal; Assist project manager with composing system development proposal & user specification; conduct multiple runs on test system; provide improvement advice to build user friendly system;• Assist project manager with compiling 4 bidding proposals and participate on site bidding.

 Credit Risk Management• Monitored risk KPIs such as NPL, cost of risk, loss ratio, recovery ratio. Conducted application & delinquency analysis, provisioning, customer distribution & restructure analysis and prepared portfolio risk management report on monthly basis to senior management.• As project manager assist HQ for the localization of IFRS9. • Fine-tuned dealer credit rating model for wholesale business.• Updated the credit risk policy/ provisioning policy annually. Revised reporting or monitoring process according to business changes.• Supported in operational planning period to deliver risk assumption including NPL, cost of risk, provisions using vintage analysis etc. Enterprise Risk Management• Established comprehensive risk management framework, including designing risk organizational structure, defining roles & responsibilities for each risk function, designing risk appetite and KPIs.

Audit the creditability of our clients and the feasibility of the projects according to the materials provided by China Merchants Bank, ensuring clients’ due diligence to be done in two days.Collect all the on-going and finished project materials as the bridge of front line and middle-back offices.

Analyzed the current market position of Xerox and projected the future development trend of the market.Differentiated the project on data analysis, designed and evaluated marketing strategy.

2011/05Help give performance evaluation of 95 German expats working in three joint ventures and organize performance and potential validation meetings with line managers from these joint ventures; collect feedbacks from line managers and help these expats make individual development plansHelp joint ventures recruit new Chinese and German engineers and secretariesEdit organizational charts of new joint venturesDraft the bonding agreement; help engineers solve HR-related and financial problems in Beijing Office

News translation (Chinese into English and English into Chinese )and release to media; make clipping reports for client to track the public attentionContact and invite media to report charitable events clients organized; make interview plans with the mediaProgram and events coordinator; communicate with both clients and staff from the organizing places

Investigated customers’ credit worthiness and basic financial status from online system to analyze their creditablities and assisted managers to do due diligence. Communicated with customers about financial aid and loan programs of China Citic Bank and help 17 clients set up personal financial plans. Collected customers’ financial profiles and integrated in financial system, 30-35 files per day to shorten the application time to one week.