Guillermo Ruiz Ramirez Email & Phone Number

Cdmx Benito Juárez

• Develop and improvement for MSB (Western Union, Money Gram, BTS, Xoom) complete monitoring and review processes for Banco Azteca• Start of the authorization process of an e-payment Fintech, as well as the application files for a bank authorization.• Design and implementation of KPI & KRI for the on boarding system for mortgage credits in Alianza Familiar SOFOM.• Training courses for certification on AML & Audit by CNBV.• Implementation of several programs in-situ as a AML Compliance Officer insoucing. • Advisor to create Fintech companies, Crowdfunding Institutions and Electronic Payment Fund Institutions. from scratch to turnkey.

Área Metropolitana De Ciudad De México

Miguel Hidalgo, Cdmx, Ciudad De México, México

• Manage day to day team activities and co-ordinate the QA program for AML&CFT• Assessment and monitoring of Correspondent Banks to maintain the business relationship• Responsible for Grooming and Mentoring the QA team• Responsible for maintaining quality for each process of AML&CFT• Identifying gaps in between regulation and the processes• To ensure that each resource should be aware of the processes and should have the overview of all regulations• Development of compliance indicators.• Development of tests of the Group's compliance programme.• Real-time testing of the sanctions programme.• Training to improve investigation processes.

Ciudad De México Y Alrededores, México

Comisión del Colegio de Contadores Públicos responsable de difundir entre la profesión y la sociedad el impacto de la ley Fintech.

Bosques De Las Lomas, Ciudad De México, México

Miembro de la Comisión de prevención de lavado de activos y anticorrupción

México

Financial Crime Compliance consulting services

Responsible for the implementation and monitoring of compliance programs for all legal entities and business groups based in Mexico for American Express. Develop and keep updated a working knowledge of applicable laws, regulations and company policies to identify company’s legal obligations, assess them in terms of risks, for implementation and timely communication to Senior Management.Member of the Mexican Banking Association Anti-money Laundering & Compliance Committee

• Responsible for developed and implemented processes and controls for Anti-Money Laundering.• Identify systemic AML risk that may not be apparent in a risk assessment focused on line of business or assessment units• To design, implement and keep updates the Anti-Money laundering procedures according with the internal and external regulation and other countries related AML & AFT rules. • Responsible to design and reimplementation CAMP and the AML controls and procedures for all new products and ensure keep in compliance with the AML rules and operational requirements our Prevention System.• Responsible for the overall management of the corporate Anti-Money Laundering Transaction review team.• Participate on the Corporate AML Operations Committee.• Developing a compliance matrix for regulators (VISA, CNBV, UIF, ABM)• Develop strategic and tactical plans to respond to a changing regulatory environment• Assist in responding to audit and informational requests by regulatory authorities• Permanent participant in a working group with local regulator and others MLCO (ABM, UIF, CNBV, SHCP)

• Responsible for developed and implemented processes and controls for the supervision of financial entities such as Banks, Mortgage Banks, Sofoles, Sofipos.• Development of the annual program of supervision.• Design and implement the system of supervision.• Participate on the Corporate Committee.

• Responsible for developed and implemented processes and controls for Anti-Money Laundering.• Responsible to implement the “HAYDRIAN” Prevention System.• Responsible for the overall management of the corporate Anti-Money Laundering Transaction review team.• Participate on the Corporate AML Operations Committee.• Developed a system for a fraud control in debit cards with PROSA.• Being in charge of security systems. • Developing a compliance matrix for regulators (VISA, CNBV, PCI)

Certified Anti-Money Laundering Specialist, Money Laundering Deterrance

Activities and Societies: Working group topics related an Economics, Financial topis.

Licentiate Degree, Accounting And Business/Management

Activities and Societies: Grupo de debates sobre ensayos de Economía.

Oficial De Cumplimiento Y Auditor Certificado, Prevención De Lavado De Dinero Y Financiamiento Al Terrorismo

Certificado Núm. RURGEW5-2015-2552-NCOC expedido por la comisión Nacional Bancaria y de Valores conforme al Artículo 20 de las.